2024 filed rates · Eastern Ontario

Kingston vs Windsor: property tax compared

Kingston1.27% $6,330 a year on a $500,000 home

Windsor2.03% $10,164 a year on a $500,000 home

Windsor is +0.77 pts higher: $3,834 a year more on a $500,000 home.

Where the two sit among Ontario's 386 municipalities

Each dot is one municipality, placed by its 2024 rate. Kingston is lower than 61%; Windsor is higher than 92%.

Kingston 1.27%
Windsor 2.03%
Middle 1.35%6 more, up to 5.30%
Kingston
Windsor
Middle 1.35%6 more, to 5.30%
  • Lowest fifth
  • Low
  • Middle fifth
  • High
  • Highest fifth
  • Kingston
  • Windsor

Kingston has the lower property tax rate: 1.27% against Windsor's 2.03% for 2024, a gap of 0.77 percentage points. On a $500,000 assessment that is $6,330 versus $10,164 a year — a difference of $3,834.

Side by side

Assessed valueKingstonWindsorDifference
$300,000$3,798$6,098$2,301
$500,000$6,330$10,164$3,834
$750,000$9,495$15,246$5,751
$1,000,000$12,660$20,328$7,668

Assessed value, not market price. Ontario assessments still reference 2016 valuations, and the two places may sit at different distances from current market value — which is why a rate gap is not the same as a bill gap for comparable houses.

Where the difference comes from

Neither has a county above it, so neither pays a county levy and the comparison is clean: the whole difference sits in the municipal rate.

PortionKingstonWindsorOn $500,000
Municipal1.11%1.88%$3,834
County or regionnonenone$0
Education0.15%0.15%$0
Total1.27%2.03%$3,834

2019–2024: has the gap widened?

YearKingstonWindsorGap
20191.14%1.79%+0.65 pts
20201.13%1.78%+0.65 pts
20211.16%1.82%+0.66 pts
20221.19%1.85%+0.66 pts
20231.24%1.94%+0.70 pts
20241.27%2.03%+0.77 pts

2025 filings so far: Kingston 1.33% · Windsor 2.10%. 282 of 386 municipalities have filed 2025, so the comparison above stays on 2024.

Which is cheaper, Kingston or Windsor?

Kingston, on rate. 1.27% against 2.03% means $3,834 less per year on a $500,000 assessment. Whether it is cheaper for the same house depends on how each place assesses it, which the rate alone does not tell you.

Sources and method

Tax rates
Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11. Download the file
Method
Dollar figures are the rate times the assessed value shown. Gaps between two rates are in percentage points. Both figures are as filed with the province for the tax year shown.
Limits
Reference, not tax advice. An individual bill can include area-specific charges that a municipality-wide rate does not capture.