1.16%of the assessed value on your MPAC notice, each year
$5,779 a yearon a $500,000 home, or about $482 a month
Lower than 74% of the 283 Ontario municipalities that have filed 2025
Each dot is one municipality, placed by its 2025 rate. Further right is higher. The rest file 2025 later in the year.
Georgina 1.16%
Middle 1.39%4 more, up to 4.40%
0.5%1.0%1.5%2.0%2.5%3.0%
Georgina
Middle 1.39%4 more, to 4.40%
0.5%1.0%1.5%2.0%2.5%3.0%
Lowest fifth
Low
Middle fifth
High
Highest fifth
Georgina
Georgina in short
$5,779 a year on a $500,000 home: $3,135 to Georgina council, $1,879 to York Region and $765 to schools.
Up 0.13 points since 2019, or $630 a year more on a $500,000 home.
Rent $1,430 a month, home value $750,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.
2025 is the newest year Georgina has filed, so this page uses it.
283 of Ontario’s 386 municipalities have filed 2025 so far, and Georgina is compared with them.
In 2024, when all of them had filed, Georgina was lower than 77% at 1.11%.
Who sets the rate
Three bodies set Georgina's rate: Georgina council at 0.63%, York Region at
0.38%, and the Province of Ontario for schools. The county portion is
33% of the bill, set by a council you vote for separately.
$3,135$1,879$765
Portion
Rate
On $500,000
Share
MunicipalGeorgina council
0.63%
$3,135
54%
County or regionYork Region
0.38%
$1,879
33%
EducationProvince of Ontario
0.15%
$765
13%
Total
1.16%
$5,779
100%
Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.
How the rate has changed, 2019–2025
Up every year since 2020. Since 2019 the total rate here has risen by 0.13 percentage points, from 1.03% to 1.16%. On a $500,000 home that is $630 a year more than in 2019.
20191.03%$5,149
20200.99%$4,962
20211.01%$5,025
20221.02%$5,099
20231.07%$5,344
20241.11%$5,568
2025*1.16%$5,779
Total residential rate, with the tax on a $500,000 home underneath. *2025 is Georgina's own filing; 104 municipalities have not filed 2025 yet.Each part of the rate, year by year
Over the same years the residential assessment base moved from $7,810M to
$8,583M, and the residential levy collected went from $75M
to $99M. A rate rising while the base also grows means the budget grew faster than
property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the
MPAC notice, still based on 2016 values province-wide.
Year
Municipal
County or region
Education
Total
Change
On $500,000
2019
0.53%
0.34%
0.16%
1.03%
—
$5,149
2020
0.52%
0.32%
0.15%
0.99%
−0.04 pts
$4,962
2021
0.53%
0.33%
0.15%
1.01%
+0.01 pts
$5,025
2022
0.53%
0.34%
0.15%
1.02%
+0.01 pts
$5,099
2023
0.57%
0.35%
0.15%
1.07%
+0.05 pts
$5,344
2024
0.60%
0.36%
0.15%
1.11%
+0.04 pts
$5,568
2025*
0.63%
0.38%
0.15%
1.16%
+0.04 pts
$5,779
Why are Georgina property taxes so low?
Georgina's total rate of 1.16% is 0.24 percentage points below the provincial middle (1.39%), which is not the same as a small bill. A large assessment base — $8.58B here — funds the same services at a lower percentage, so the dollar amount on an expensive house can still be high.
Home values
Homes here are assessed at $447,573 per household, 62% more than the middle ($275,612). Higher values let it raise the same money per household at a lower rate.
Spending
It spends $5,021 per household, 22% more than the middle ($4,124). It spends more on parks and recreation (+$1,002), fire (+$352) and libraries (+$143), and less on running the municipality (−$367) and roads and bridges (−$213).
← Less than the middleMore than the middle →
Parks and recreation+$1,002
Fire+$352
Libraries+$143
Running the municipality−$367
Roads and bridges−$213
More on why
Who gets the money
Of that rate, 0.36% goes to York Region and 0.15% to schools; 0.60% is set by Georgina itself.
Across Ontario
Across the 226 towns inside a county or region, the tax rate follows home values much more closely than spending: where homes are worth more, rates tend to be lower (rank correlation −0.72 for home values, 0.45 for spending). A pattern, not proof of cause.
What it costs to live in Georgina
Cost
Georgina
Ontario middle
Rent, per monthmedian, 2021
$1,430Higher than 93% of 329
$980
Home valueowners’ estimate, 2021
$750,000Higher than 88% of 384
$400,000
Property tax on a $500,000 assessment2025
$5,779Lower than 74% of 283
$6,964
Households spending 30% or more on housingshare of income, 2021
23.5%Higher than 91% of 373
14.9%
Household incomemedian, before tax, 2020
$98,000Higher than 73% of 377
$84,000
Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.
Places like Georgina
The 5 places closest to Georgina on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among towns inside a county or region.
Municipalities that share Georgina's county or district that have filed 2025. Rates compare most cleanly between places whose assessments sit at similar levels.
Residential is one of 10 classes Georgina reported this year. The tax ratio is the multiple
applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7×
what a house pays on the same assessed value.
Class
Tax ratio
Municipal
County or region
Education
Total
Industrial
1.6432
1.03%
0.62%
0.88%
2.53%
Commercial
1.3321
0.84%
0.50%
0.88%
2.22%
Parking Lot
1.3321
0.84%
0.50%
0.88%
2.22%
Shopping Centre
1.3321
0.84%
0.50%
0.88%
2.22%
Aggregate Extraction Property
1.337082
0.84%
0.50%
0.51%
1.85%
Pipeline
0.919
0.58%
0.35%
0.88%
1.80%
Multi-Residential
1
0.63%
0.38%
0.15%
1.16%
Residential
1
0.63%
0.38%
0.15%
1.16%
Farmland
0.25
0.16%
0.09%
0.04%
0.29%
Managed Forest
0.25
0.16%
0.09%
0.04%
0.29%
Sources and method
Tax rates and spending come from the Financial Information Return that Georgina files with the Province of Ontario; population, rents and home values from Statistics Canada.
Every source, the method and the limits
Tax rates
Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11.
Download the file
Spending, households
Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population
Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product.
Statistics Canada Open Licence.
Rent, home value, income
Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product.
Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay).
The Ontario middle is the median across the municipalities with a published figure.
Method
Dollar figures are the rate times $500,000 of assessed value. Standing compares Georgina's 2025 total
residential rate with all 283 Ontario municipalities: 210 of the other 282 charge more. The five colours split them into fifths.
Municipality ID
MunID 19070, MAH 27408
Limits
These are the figures Georgina filed with the province. An individual bill can include area-specific charges and
local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.