Separated Town · Eastern Ontario · single-tier
At 1.6449%, Gananoque sits 293 of 386 Ontario municipalities ranked cheapest to most expensive — 22% above the provincial median of 1.3516%. On a $500,000 assessment that works out to $8,225 a year, or $685 a month.
Gananoque has already filed 2025: 1.7755% total, +7.94% against 2024 — $8,878 on a $500,000 assessment. Rankings on this site still use 2024, because only 282 of 386 municipalities have filed 2025 so far and a partial year would make every rank meaningless.
Gananoque is a single-tier municipality. There is no county or region collecting a separate levy on top, so the municipal rate of 1.4919% already covers services that a township elsewhere would pay a county to provide. That is why the upper-tier column below reads zero, and why comparing Gananoque's municipal rate directly against a township's municipal rate understates what the township actually pays.
| Portion | Set by | Rate | On $500,000 | Share |
|---|---|---|---|---|
| Municipal | Gananoque council | 1.4919% | $7,460 | 90.7% |
| Education | Province of Ontario | 0.1530% | $765 | 9.3% |
| Total | 1.6449% | $8,225 | 100% |
Since 2019 the total rate here has risen 12.3%. Over the same period the assessment base moved from $425M to $506M, so the levy collected grew from $6M to $8M. A rate rising while the base also grows means the budget grew faster than property values; a rate falling while the base grows usually means the opposite.
| Year | Municipal | Upper-tier | Education | Total | Change | On $500,000 |
|---|---|---|---|---|---|---|
| 2019 | 1.3035% | — | 0.1610% | 1.4645% | — | $7,322 |
| 2020 | 1.3073% | — | 0.1530% | 1.4603% | -0.3% | $7,301 |
| 2021 | 1.3272% | — | 0.1530% | 1.4802% | +1.4% | $7,401 |
| 2022 | 1.3537% | — | 0.1530% | 1.5067% | +1.8% | $7,534 |
| 2023 | 1.3943% | — | 0.1530% | 1.5473% | +2.7% | $7,737 |
| 2024 | 1.4919% | — | 0.1530% | 1.6449% | +6.3% | $8,225 |
| 2025 | 1.6225% | — | 0.1530% | 1.7755% | +7.9% | $8,878 |
Rates only compare cleanly between places whose assessments sit at similar levels. These are the municipalities most directly comparable to Gananoque, which share the same upper-tier government.
| Municipality | Total rate | On $500,000 | vs Gananoque | Rank |
|---|---|---|---|---|
| Athens | 1.0532% | $5,266 | −$2,959 | 72 |
| Leeds and the Thousand Islands | 1.0869% | $5,434 | −$2,790 | 83 |
| Rideau Lakes | 1.1127% | $5,563 | −$2,661 | 90 |
| Front of Yonge | 1.1536% | $5,768 | −$2,457 | 111 |
| North Grenville | 1.2350% | $6,175 | −$2,050 | 138 |
| Elizabethtown-Kitley | 1.2413% | $6,207 | −$2,018 | 141 |
| Augusta | 1.2923% | $6,462 | −$1,763 | 160 |
| Edwardsburgh-Cardinal | 1.3139% | $6,569 | −$1,655 | 176 |
Links go to pages that exist once that municipality is published. Batch rollout is deliberate — see the method note on the about page.
Residential is one of 8 classes Gananoque reported this year. The tax ratio column is the multiple applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7× what a house pays on the same assessed value.
| Class | Tax ratio | Municipal | Upper-tier | Education | Total |
|---|---|---|---|---|---|
| Industrial | 1.8940000000000001 | 2.8258% | — | 0.8800% | 3.7058% |
| Commercial | 1.8475000000000001 | 2.7564% | — | 0.8800% | 3.6364% |
| Shopping Centre | 1.8475000000000001 | 2.7564% | — | 0.8800% | 3.6364% |
| Pipeline | 1.5789 | 2.3556% | — | 0.8800% | 3.2356% |
| Multi-Residential | 1.8475000000000001 | 2.7564% | — | 0.1530% | 2.9094% |
| Residential | 1 | 1.4919% | — | 0.1530% | 1.6449% |
| Farmland | 0.25 | 0.3730% | — | 0.0382% | 0.4112% |
| Managed Forest | 0.25 | 0.3730% | — | 0.0382% | 0.4112% |
Gananoque's total rate of 1.6449% runs 22% above the provincial median. A rate that high usually means the assessment base is small relative to what the budget must cover: $0.51B of taxable residential value funds $8.3M in levy here.
Gananoque’s total residential tax rate is 1.64%, 8% above the middle single-tier municipality (1.53%).
Homes here carry $183,510 of assessed value per household, close to the middle ($182,514).
It spends $6,960 per household in total, close to the middle ($7,212). The biggest gaps above the middle: police (+$1,273), parks and recreation (+$463), planning and development (+$231). Below: roads and bridges (−$282), social and family services (−$191).
Across 154 single-tier municipalities, rates move more with home values (rank correlation -0.82) than with spending per household (0.57). That is a pattern, not proof of cause.
Closest on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among municipalities of the same tier.
Gananoque reported a residential assessment base of $1B for 2024 and collected $8M in residential property tax against it. Assessment is the figure on the MPAC notice, still based on 2016 valuations province-wide, which is why it usually differs from what a house would sell for today.
These are the figures Gananoque filed with the province. An individual bill can include area-specific charges and local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.
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