McKellar property tax rate 2025

McKellar in short

$3,903 a year on a $500,000 home: $3,138 to McKellar council and $765 to schools.
Up 0.13 points since 2019, or $653 a year more on a $500,000 home.

2025 is the newest year McKellar has filed. Every municipality on this site is compared at its newest filed rate: 283 have filed 2025, and the other 131 are at their newest year, mostly 2024.

Who sets the rate

Two bodies set McKellar's rate: McKellar council and the Province of Ontario, for schools. McKellar has no county above it, so there is no county or region portion: its own rate of 0.63% already pays for services that a county would run elsewhere. That is also why comparing McKellar's municipal rate directly against a township's understates what the township actually pays.

$3,138$765

Portion	Rate	On $500,000	Share
MunicipalMcKellar council	0.63%	$3,138	80%
County or regionNone in McKellar	0.00%	$0	0%
EducationProvince of Ontario	0.15%	$765	20%
Total	0.78%	$3,903	100%

Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.

How the rate has changed, 2019–2025

Up every year since 2019. Since 2019 the total rate here has risen by 0.13 percentage points, from 0.65% to 0.78%. On a $500,000 home that is $653 a year more than in 2019.

20190.65%$3,250
20200.65%$3,265
20210.67%$3,340
20220.70%$3,487
20230.72%$3,613
20240.75%$3,735
2025^*0.78%$3,903

Total residential rate, with the tax on a $500,000 home underneath. *2025 is McKellar's own filing; 104 municipalities have not filed 2025 yet.

Each part of the rate, year by year

Over the same years the residential assessment base moved from $652M to $710M, and the residential levy collected went from $4M to $6M. A rate rising while the base also grows means the budget grew faster than property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the MPAC notice, still based on 2016 values province-wide.

Year	Municipal	County or region	Education	Total	Change	On $500,000
2019	0.49%	—	0.16%	0.65%	—	$3,250
2020	0.50%	—	0.15%	0.65%	+0.00 pts	$3,265
2021	0.52%	—	0.15%	0.67%	+0.01 pts	$3,340
2022	0.54%	—	0.15%	0.70%	+0.03 pts	$3,487
2023	0.57%	—	0.15%	0.72%	+0.03 pts	$3,613
2024	0.59%	—	0.15%	0.75%	+0.02 pts	$3,735
2025*	0.63%	—	0.15%	0.78%	+0.03 pts	$3,903

Why are McKellar property taxes so low?

McKellar's total rate of 0.78% is 0.62 percentage points below the provincial middle (1.40%), which is not the same as a small bill. The taxable value is large next to what the budget must cover — $709.7M of residential value funds $5.5M in levy here — so a lower percentage raises enough, and the dollar amount on an expensive house can still be high.

Home values

Homes here are assessed at $468,477 per household, 155% more than the middle ($183,474). Higher values let it raise the same money per household at a lower rate.

Spending

It spends $3,730 per household, 51% less than the middle ($7,558). It spends more on roads and bridges (+$204), social and family services (+$9) and snow and ice (+$3), and less on running the municipality (−$642) and parks and recreation (−$387).

← Less than the middleMore than the middle →
Roads and bridges+$204
Social and family services+$9
Snow and ice+$3
Running the municipality−$642
Parks and recreation−$387

What it costs to live in McKellar

Cost	McKellar	Ontario middle
Rent, per monthmedian, 2021	—Not published	$980
Home valueowners’ estimate, 2021	$600,000Higher than 74% of 412	$400,000
Property tax on a $500,000 assessment2025	$3,903Lower than 96% of 414	$6,992
Households spending 30% or more on housingshare of income, 2021	14.1%Lower than 55% of 400	15.0%
Household incomemedian, before tax, 2020	$79,000Lower than 61% of 405	$84,000

Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.

Places like McKellar

The 5 places closest to McKellar on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among places with no county above them.

Place	Newest rate	On $500,000
Seguin	0.59%	$2,926
Whitestone2024 rate	0.72%	$3,614
Carling	0.74%	$3,712
McKellar this page	0.78%	$3,903
McDougall	0.83%	$4,149
Magnetawan	1.00%	$5,020

Others in Parry Sound District

Municipalities that share McKellar's county or district. Rates compare most cleanly between places whose assessments sit at similar levels.

Municipality	Rate	On $500,000	vs McKellar
The Archipelago	0.41%	$2,051	−$1,852
Seguin	0.59%	$2,926	−$976
Whitestone2024 rate	0.72%	$3,614	−$289
Carling	0.74%	$3,712	−$191
McDougall	0.83%	$4,149	+$246
Armour	0.96%	$4,804	+$901
Perry	0.97%	$4,839	+$936
Magnetawan	1.00%	$5,020	+$1,117

All 414 Ontario municipalities in one table

More on McKellar

All 5 property classes, 2025

Residential is one of 5 classes McKellar reported this year. The tax ratio is the multiple applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7× what a house pays on the same assessed value.

Class	Tax ratio	Municipal	County or region	Education	Total
Commercial	1.1	0.69%	—	0.88%	1.57%
Aggregate Extraction Property	0.895077	0.56%	—	0.51%	1.07%
Residential	1	0.63%	—	0.15%	0.78%
Farmland	0.25	0.16%	—	0.04%	0.20%
Managed Forest	0.25	0.16%	—	0.04%	0.20%

Sources and method

Tax rates and spending come from the Financial Information Return that McKellar files with the Province of Ontario; population, rents and home values from Statistics Canada.

Every source, the method and the limits

Tax rates: Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11. Download the file
Spending, households: Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population: Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence.
Rent, home value, income: Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay). The Ontario middle is the median across the municipalities with a published figure.
Method: Dollar figures are the rate times $500,000 of assessed value. Standing compares McKellar's 2025 total residential rate with all 414 Ontario municipalities: 396 of the other 413 charge more. The five colours split them into fifths.
Municipality ID: MunID 49028, MAH 86613
Limits: These are the figures McKellar filed with the province. An individual bill can include area-specific charges and local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.

McKellar property tax rate, 2025

Lower than 96% of the 414 Ontario municipalities