Armour property tax rate 2025

Armour in short

$4,804 a year on a $500,000 home: $4,039 to Armour council and $765 to schools.
Up 0.03 points since 2019, or $159 a year more on a $500,000 home.
Rent $800 a month, home value $400,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.

2025 is the newest year Armour has filed. Every municipality on this site is compared at its newest filed rate: 283 have filed 2025, and the other 131 are at their newest year, mostly 2024.

Who sets the rate

Two bodies set Armour's rate: Armour council and the Province of Ontario, for schools. Armour has no county above it, so there is no county or region portion: its own rate of 0.81% already pays for services that a county would run elsewhere. That is also why comparing Armour's municipal rate directly against a township's understates what the township actually pays.

$4,039$765

Portion	Rate	On $500,000	Share
MunicipalArmour council	0.81%	$4,039	84%
County or regionNone in Armour	0.00%	$0	0%
EducationProvince of Ontario	0.15%	$765	16%
Total	0.96%	$4,804	100%

Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.

How the rate has changed, 2019–2025

Up every year since 2020. Since 2019 the total rate here has risen by 0.03 percentage points, from 0.93% to 0.96%. On a $500,000 home that is $159 a year more than in 2019.

20190.93%$4,644
20200.92%$4,617
20210.92%$4,619
20220.93%$4,666
20230.95%$4,770
20240.97%$4,828
2025^*0.96%$4,804

Total residential rate, with the tax on a $500,000 home underneath. *2025 is Armour's own filing; 104 municipalities have not filed 2025 yet.

Each part of the rate, year by year

Over the same years the residential assessment base moved from $343M to $383M, and the residential levy collected went from $3M to $4M. A rate rising while the base also grows means the budget grew faster than property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the MPAC notice, still based on 2016 values province-wide.

Year	Municipal	County or region	Education	Total	Change	On $500,000
2019	0.77%	—	0.16%	0.93%	—	$4,644
2020	0.77%	—	0.15%	0.92%	−0.01 pts	$4,617
2021	0.77%	—	0.15%	0.92%	+0.00 pts	$4,619
2022	0.78%	—	0.15%	0.93%	+0.01 pts	$4,666
2023	0.80%	—	0.15%	0.95%	+0.02 pts	$4,770
2024	0.81%	—	0.15%	0.97%	+0.01 pts	$4,828
2025*	0.81%	—	0.15%	0.96%	−0.00 pts	$4,804

Why are Armour property taxes so low?

Armour's total rate of 0.96% is 0.44 percentage points below the provincial middle (1.40%), which is not the same as a small bill. The taxable value is large next to what the budget must cover — $383.0M of residential value funds $3.7M in levy here — so a lower percentage raises enough, and the dollar amount on an expensive house can still be high.

Home values

Homes here are assessed at $352,320 per household, 92% more than the middle ($183,474). Higher values let it raise the same money per household at a lower rate.

Spending

It spends $5,837 per household, 23% less than the middle ($7,558). It spends more on planning and development (+$359), roads and bridges (+$294) and snow and ice (+$247), and less on running the municipality (−$240) and fire (−$71).

← Less than the middleMore than the middle →
Planning and development+$359
Roads and bridges+$294
Snow and ice+$247
Running the municipality−$240
Fire−$71

What it costs to live in Armour

Cost	Armour	Ontario middle
Rent, per monthmedian, 2021	$800Lower than 78% of 354	$980
Home valueowners’ estimate, 2021	$400,000The same as the middle	$400,000
Property tax on a $500,000 assessment2025	$4,804Lower than 90% of 414	$6,992
Households spending 30% or more on housingshare of income, 2021	15.0%The same as the middle	15.0%
Household incomemedian, before tax, 2020	$69,500Lower than 82% of 405	$84,000

Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.

Places like Armour

The 5 places closest to Armour on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among places with no county above them.

Place	Newest rate	On $500,000
The Archipelago	0.41%	$2,051
Carling	0.74%	$3,712
Armour this page	0.96%	$4,804
Magnetawan	1.00%	$5,020
Kearney2024 rate	1.16%	$5,809
St Joseph	1.26%	$6,297

Others in Parry Sound District

Municipalities that share Armour's county or district. Rates compare most cleanly between places whose assessments sit at similar levels.

Municipality	Rate	On $500,000	vs Armour
The Archipelago	0.41%	$2,051	−$2,753
Seguin	0.59%	$2,926	−$1,877
Whitestone2024 rate	0.72%	$3,614	−$1,189
Carling	0.74%	$3,712	−$1,092
McKellar	0.78%	$3,903	−$901
McDougall	0.83%	$4,149	−$655
Perry	0.97%	$4,839	+$35
Magnetawan	1.00%	$5,020	+$217

All 414 Ontario municipalities in one table

More on Armour

All 8 property classes, 2025

Residential is one of 8 classes Armour reported this year. The tax ratio is the multiple applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7× what a house pays on the same assessed value.

Class	Tax ratio	Municipal	County or region	Education	Total
Commercial	1.043532	0.84%	—	0.69%	1.53%
Industrial	1.011158	0.82%	—	0.40%	1.21%
Aggregate Extraction Property	0.822786	0.66%	—	0.51%	1.18%
Pipeline	0.754843	0.61%	—	0.52%	1.13%
Multi-Residential	1.024655	0.83%	—	0.15%	0.98%
Residential	1	0.81%	—	0.15%	0.96%
Farmland	0.25	0.20%	—	0.04%	0.24%
Managed Forest	0.25	0.20%	—	0.04%	0.24%

Sources and method

Tax rates and spending come from the Financial Information Return that Armour files with the Province of Ontario; population, rents and home values from Statistics Canada.

Every source, the method and the limits

Tax rates: Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11. Download the file
Spending, households: Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population: Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence.
Rent, home value, income: Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay). The Ontario middle is the median across the municipalities with a published figure.
Method: Dollar figures are the rate times $500,000 of assessed value. Standing compares Armour's 2025 total residential rate with all 414 Ontario municipalities: 371 of the other 413 charge more. The five colours split them into fifths.
Municipality ID: MunID 49019, MAH 86601
Limits: These are the figures Armour filed with the province. An individual bill can include area-specific charges and local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.

Armour property tax rate, 2025

Lower than 90% of the 414 Ontario municipalities