Town in Northeast Ontario, with no county above it
Gore Bay property tax rate, 2025
2.14%of the assessed value on your MPAC notice, each year
$10,719 a yearon a $500,000 home, or about $893 a month
Higher than 92% of the 414 Ontario municipalities
Each dot is one municipality, placed by its newest filed rate. Further right is higher.
Gore Bay 2.14%
Middle 1.40%10 more, up to 6.85%
0.5%1.0%1.5%2.0%2.5%3.0%
Gore Bay
Middle 1.40%10 more, to 6.85%
0.5%1.0%1.5%2.0%2.5%3.0%
Lowest fifth
Low
Middle fifth
High
Highest fifth
Gore Bay
Gore Bay in short
$10,719 a year on a $500,000 home: $9,954 to Gore Bay council and $765 to schools.
Up 0.36 points since 2019, or $1,799 a year more on a $500,000 home.
Rent $860 a month, home value $284,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.
2025 is the newest year Gore Bay has filed. Every municipality on this site is compared at its
newest filed rate: 283 have filed 2025, and the other 131 are at their newest year, mostly 2024.
Who sets the rate
Two bodies set Gore Bay's rate: Gore Bay council and the Province of Ontario, for schools. Gore Bay has no
county above it, so there is no county or region portion: its own rate of 1.99%
already pays for services that a county would run elsewhere. That is also why comparing Gore Bay's
municipal rate directly against a township's understates what the township actually pays.
$9,954
Portion
Rate
On $500,000
Share
MunicipalGore Bay council
1.99%
$9,954
93%
County or regionNone in Gore Bay
0.00%
$0
0%
EducationProvince of Ontario
0.15%
$765
7%
Total
2.14%
$10,719
100%
Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.
How the rate has changed, 2019–2025
Up every year since 2019. Since 2019 the total rate here has risen by 0.36 percentage points, from 1.78% to 2.14%. On a $500,000 home that is $1,799 a year more than in 2019.
20191.78%$8,920
20201.82%$9,124
20211.84%$9,208
20221.88%$9,377
20231.92%$9,592
20242.06%$10,291
2025*2.14%$10,719
Total residential rate, with the tax on a $500,000 home underneath. *2025 is Gore Bay's own filing; 104 municipalities have not filed 2025 yet.Each part of the rate, year by year
Over the same years the residential assessment base moved from $57M to
$63M, and the residential levy collected went from $1M
to $1M. A rate rising while the base also grows means the budget grew faster than
property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the
MPAC notice, still based on 2016 values province-wide.
Year
Municipal
County or region
Education
Total
Change
On $500,000
2019
1.62%
—
0.16%
1.78%
—
$8,920
2020
1.67%
—
0.15%
1.82%
+0.04 pts
$9,124
2021
1.69%
—
0.15%
1.84%
+0.02 pts
$9,208
2022
1.72%
—
0.15%
1.88%
+0.03 pts
$9,377
2023
1.77%
—
0.15%
1.92%
+0.04 pts
$9,592
2024
1.91%
—
0.15%
2.06%
+0.14 pts
$10,291
2025*
1.99%
—
0.15%
2.14%
+0.09 pts
$10,719
Why are Gore Bay property taxes so high?
Gore Bay's total rate of 2.14% is 0.75 percentage points above the provincial middle (1.40%). A rate that high usually means the assessment base is small relative to what the budget must cover: $62.9M of taxable residential value funds $1.3M in levy here.
Home values
Homes here are assessed at $163,288 per household, 11% less than the middle ($183,474). Lower values mean it needs a higher rate to raise the same money.
Spending
It spends $13,884 per household, 84% more than the middle ($7,558). It spends more on parks and recreation (+$3,114), running the municipality (+$1,544) and water and wastewater (+$1,464), and less on fire (−$263) and social housing (−$116).
← Less than the middleMore than the middle →
Parks and recreation+$3,114
Running the municipality+$1,544
Water and wastewater+$1,464
Fire−$263
Social housing−$116
More on why
Across Ontario
Across the 167 places with no county above them, the tax rate follows home values much more closely than spending: where homes are worth more, rates tend to be lower (rank correlation −0.82 for home values, 0.53 for spending). A pattern, not proof of cause.
What it costs to live in Gore Bay
Cost
Gore Bay
Ontario middle
Rent, per monthmedian, 2021
$860Lower than 70% of 354
$980
Home valueowners’ estimate, 2021
$284,000Lower than 79% of 412
$400,000
Property tax on a $500,000 assessment2025
$10,719Higher than 92% of 414
$6,992
Households spending 30% or more on housingshare of income, 2021
20.2%Higher than 79% of 400
15.0%
Household incomemedian, before tax, 2020
$65,500Lower than 89% of 405
$84,000
Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.
Places like Gore Bay
The 5 places closest to Gore Bay on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among places with no county above them.
Residential is one of 5 classes Gore Bay reported this year. The tax ratio is the multiple
applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7×
what a house pays on the same assessed value.
Class
Tax ratio
Municipal
County or region
Education
Total
Commercial
0.9
1.79%
—
0.88%
2.67%
Industrial
0.9
1.79%
—
0.88%
2.67%
Multi-Residential
1
1.99%
—
0.15%
2.14%
Residential
1
1.99%
—
0.15%
2.14%
Farmland
0.25
0.50%
—
0.04%
0.54%
Sources and method
Tax rates and spending come from the Financial Information Return that Gore Bay files with the Province of Ontario; population, rents and home values from Statistics Canada.
Every source, the method and the limits
Tax rates
Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11.
Download the file
Spending, households
Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population
Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product.
Statistics Canada Open Licence.
Rent, home value, income
Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product.
Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay).
The Ontario middle is the median across the municipalities with a published figure.
Method
Dollar figures are the rate times $500,000 of assessed value. Standing compares Gore Bay's 2025 total
residential rate with all 414 Ontario municipalities: 34 of the other 413 charge more. The five colours split them into fifths.
Municipality ID
MunID 51026, MAH 83401
Limits
These are the figures Gore Bay filed with the province. An individual bill can include area-specific charges and
local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.