Township · Eastern Ontario · Lennox and Addington County
At 1.5963%, Loyalist sits 283 of 386 Ontario municipalities ranked cheapest to most expensive — 18% above the provincial median of 1.3516%. On a $500,000 assessment that works out to $7,981 a year, or $665 a month.
Loyalist has already filed 2025: 1.6641% total, +4.25% against 2024 — $8,320 on a $500,000 assessment. Rankings on this site still use 2024, because only 282 of 386 municipalities have filed 2025 so far and a partial year would make every rank meaningless.
Loyalist is a lower-tier municipality within Lennox and Addington County. Two councils tax the same property: Loyalist at 0.8637% and Lennox and Addington County at 0.5796%. The county portion is 36% of the total bill, and it is set by a council you vote for separately.
| Portion | Set by | Rate | On $500,000 | Share |
|---|---|---|---|---|
| Municipal | Loyalist council | 0.8637% | $4,318 | 54.1% |
| Upper-tier | Lennox and Addington County | 0.5796% | $2,898 | 36.3% |
| Education | Province of Ontario | 0.1530% | $765 | 9.6% |
| Total | 1.5963% | $7,981 | 100% |
Since 2019 the total rate here has risen 14.8%. Over the same period the assessment base moved from $1,748M to $2,004M, so the levy collected grew from $24M to $32M. A rate rising while the base also grows means the budget grew faster than property values; a rate falling while the base grows usually means the opposite.
| Year | Municipal | Upper-tier | Education | Total | Change | On $500,000 |
|---|---|---|---|---|---|---|
| 2019 | 0.7247% | 0.5047% | 0.1610% | 1.3905% | — | $6,952 |
| 2020 | 0.7787% | 0.5065% | 0.1530% | 1.4381% | +3.4% | $7,191 |
| 2021 | 0.7979% | 0.5238% | 0.1530% | 1.4746% | +2.5% | $7,373 |
| 2022 | 0.8118% | 0.5382% | 0.1530% | 1.5031% | +1.9% | $7,515 |
| 2023 | 0.8251% | 0.5635% | 0.1530% | 1.5416% | +2.6% | $7,708 |
| 2024 | 0.8637% | 0.5796% | 0.1530% | 1.5963% | +3.5% | $7,981 |
| 2025 | 0.9077% | 0.6034% | 0.1530% | 1.6641% | +4.2% | $8,320 |
Rates only compare cleanly between places whose assessments sit at similar levels. These are the municipalities most directly comparable to Loyalist, which share the same upper-tier government.
| Municipality | Total rate | On $500,000 | vs Loyalist | Rank |
|---|---|---|---|---|
| Greater Napanee | 1.3304% | $6,652 | −$1,329 | 181 |
| Stone Mills | 1.4038% | $7,019 | −$962 | 226 |
| Addington Highlands | 1.4375% | $7,187 | −$794 | 234 |
Links go to pages that exist once that municipality is published. Batch rollout is deliberate — see the method note on the about page.
Residential is one of 9 classes Loyalist reported this year. The tax ratio column is the multiple applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7× what a house pays on the same assessed value.
| Class | Tax ratio | Municipal | Upper-tier | Education | Total |
|---|---|---|---|---|---|
| Large Industrial | 2.73 | 2.3579% | 1.5822% | 0.8800% | 4.8201% |
| Industrial | 2.17 | 1.8742% | 1.2577% | 0.8800% | 4.0119% |
| Multi-Residential | 2 | 1.7274% | 1.1592% | 0.1530% | 3.0395% |
| Commercial | 1.417467 | 1.2243% | 0.8215% | 0.8800% | 2.9258% |
| Shopping Centre | 1.417467 | 1.2243% | 0.8215% | 0.8800% | 2.9258% |
| Pipeline | 1.2972000000000001 | 1.1204% | 0.7518% | 0.8800% | 2.7522% |
| Residential | 1 | 0.8637% | 0.5796% | 0.1530% | 1.5963% |
| Farmland | 0.25 | 0.2159% | 0.1449% | 0.0382% | 0.3991% |
| Managed Forest | 0.25 | 0.2159% | 0.1449% | 0.0382% | 0.3991% |
Loyalist's total rate of 1.5963% runs 18% above the provincial median. A rate that high usually means the assessment base is small relative to what the budget must cover: $2.00B of taxable residential value funds $32.0M in levy here.
Loyalist’s total residential tax rate is 1.60%, 23% above the middle lower-tier municipality (1.30%).
Of that rate, 0.58% goes to Lennox and Addington County and 0.15% to schools; 0.86% is set by Loyalist itself.
Homes here carry $254,892 of assessed value per household, 8% below the middle ($275,612).
It spends $5,785 per household in total, 40% above the middle ($4,124). The biggest gaps above the middle: water and wastewater (+$255), running the municipality (+$237), planning and development (+$113). Below: libraries (−$77), parks and recreation (−$60).
Across 226 lower-tier municipalities, rates move more with home values (rank correlation -0.72) than with spending per household (0.45). That is a pattern, not proof of cause.
Closest on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among municipalities of the same tier.
Loyalist reported a residential assessment base of $2B for 2024 and collected $32M in residential property tax against it. Assessment is the figure on the MPAC notice, still based on 2016 valuations province-wide, which is why it usually differs from what a house would sell for today.
These are the figures Loyalist filed with the province. An individual bill can include area-specific charges and local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.
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