Kincardine property tax rate 2025

Kincardine in short

$8,092 a year on a $500,000 home: $4,698 to Kincardine council, $2,629 to Bruce County and $765 to schools.
Up 0.39 points since 2019, or $1,949 a year more on a $500,000 home.
Rent $1,200 a month, home value $500,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.

2025 is the newest year Kincardine has filed. Every municipality on this site is compared at its newest filed rate: 283 have filed 2025, and the other 131 are at their newest year, mostly 2024.

Who sets the rate

Three bodies set Kincardine's rate: Kincardine council at 0.94%, Bruce County at 0.53%, and the Province of Ontario for schools. The county portion is 32% of the bill, set by a council you vote for separately.

$4,698$2,629$765

Portion	Rate	On $500,000	Share
MunicipalKincardine council	0.94%	$4,698	58%
County or regionBruce County	0.53%	$2,629	32%
EducationProvince of Ontario	0.15%	$765	9%
Total	1.62%	$8,092	100%

Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.

How the rate has changed, 2019–2025

Up every year since 2019. Since 2019 the total rate here has risen by 0.39 percentage points, from 1.23% to 1.62%. On a $500,000 home that is $1,949 a year more than in 2019.

20191.23%$6,143
20201.27%$6,337
20211.30%$6,517
20221.36%$6,819
20231.45%$7,233
20241.53%$7,657
2025^*1.62%$8,092

Total residential rate, with the tax on a $500,000 home underneath. *2025 is Kincardine's own filing; 104 municipalities have not filed 2025 yet.

Each part of the rate, year by year

Over the same years the residential assessment base moved from $1,515M to $1,686M, and the residential levy collected went from $18M to $27M. A rate rising while the base also grows means the budget grew faster than property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the MPAC notice, still based on 2016 values province-wide.

Year	Municipal	County or region	Education	Total	Change	On $500,000
2019	0.68%	0.39%	0.16%	1.23%	—	$6,143
2020	0.72%	0.40%	0.15%	1.27%	+0.04 pts	$6,337
2021	0.74%	0.41%	0.15%	1.30%	+0.04 pts	$6,517
2022	0.77%	0.44%	0.15%	1.36%	+0.06 pts	$6,819
2023	0.82%	0.47%	0.15%	1.45%	+0.08 pts	$7,233
2024	0.88%	0.50%	0.15%	1.53%	+0.08 pts	$7,657
2025*	0.94%	0.53%	0.15%	1.62%	+0.09 pts	$8,092

Why are Kincardine property taxes so high?

Kincardine's total rate of 1.62% is 0.22 percentage points above the provincial middle (1.40%). A rate that high usually means the assessment base is small relative to what the budget must cover: $1.69B of taxable residential value funds $27.3M in levy here.

Home values

Homes here are assessed at $261,062 per household, about the same as the middle ($274,250).

Spending

It spends $6,275 per household, 45% more than the middle ($4,313). It spends more on parks and recreation (+$602), water and wastewater (+$413) and roads and bridges (+$274), and less on fire (−$98) and libraries (−$67).

← Less than the middleMore than the middle →
Parks and recreation+$602
Water and wastewater+$413
Roads and bridges+$274
Fire−$98
Libraries−$67

What it costs to live in Kincardine

Cost	Kincardine	Ontario middle
Rent, per monthmedian, 2021	$1,200Higher than 82% of 354	$980
Home valueowners’ estimate, 2021	$500,000Higher than 60% of 412	$400,000
Property tax on a $500,000 assessment2025	$8,092Higher than 72% of 414	$6,992
Households spending 30% or more on housingshare of income, 2021	14.4%Lower than 53% of 400	15.0%
Household incomemedian, before tax, 2020	$101,000Higher than 78% of 405	$84,000

Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.

Places like Kincardine

The 5 places closest to Kincardine on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among towns inside a county or region.

Place	Newest rate	On $500,000
Meaford2024 rate	1.49%	$7,426
Huron East	1.49%	$7,451
Cobourg2023 rate	1.59%	$7,932
Kincardine this page	1.62%	$8,092
Loyalist	1.66%	$8,320
Goderich	1.75%	$8,773

Others in Bruce County

Municipalities that share Kincardine's county or district. Rates compare most cleanly between places whose assessments sit at similar levels.

Municipality	Rate	On $500,000	vs Kincardine
Northern Bruce Peninsula2024 rate	1.16%	$5,800	−$2,292
The South Bruce Peninsula	1.31%	$6,541	−$1,551
Huron-Kinloss2024 rate	1.38%	$6,890	−$1,202
Saugeen Shores2024 rate	1.40%	$7,008	−$1,084
Arran-Elderslie2024 rate	1.55%	$7,757	−$335
South Bruce2024 rate	1.58%	$7,923	−$169
Brockton2024 rate	1.67%	$8,375	+$283

All 414 Ontario municipalities in one table

More on Kincardine

All 10 property classes, 2025

Residential is one of 10 classes Kincardine reported this year. The tax ratio is the multiple applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7× what a house pays on the same assessed value.

Class	Tax ratio	Municipal	County or region	Education	Total
Industrial	1.7477	1.64%	0.92%	0.88%	3.44%
Commercial	1.2331	1.16%	0.65%	0.88%	2.69%
Shopping Centre	1.2331	1.16%	0.65%	0.88%	2.69%
Aggregate Extraction Property	1.422115	1.34%	0.75%	0.51%	2.59%
Pipeline	1.0164	0.96%	0.53%	0.88%	2.37%
Multi-Residential	1	0.94%	0.53%	0.15%	1.62%
New Multi-Residential	1	0.94%	0.53%	0.15%	1.62%
Residential	1	0.94%	0.53%	0.15%	1.62%
Farmland	0.25	0.23%	0.13%	0.04%	0.40%
Managed Forest	0.25	0.23%	0.13%	0.04%	0.40%

Sources and method

Tax rates and spending come from the Financial Information Return that Kincardine files with the Province of Ontario; population, rents and home values from Statistics Canada.

Every source, the method and the limits

Tax rates: Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11. Download the file
Spending, households: Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population: Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence.
Rent, home value, income: Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay). The Ontario middle is the median across the municipalities with a published figure.
Method: Dollar figures are the rate times $500,000 of assessed value. Standing compares Kincardine's 2025 total residential rate with all 414 Ontario municipalities: 117 of the other 413 charge more. The five colours split them into fifths.
Municipality ID: MunID 41020, MAH 41625
Limits: These are the figures Kincardine filed with the province. An individual bill can include area-specific charges and local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.

Kincardine property tax rate, 2025

Higher than 72% of the 414 Ontario municipalities