Muskoka Lakes property tax rate 2025

Muskoka Lakes in short

$3,232 a year on a $500,000 home: $810 to Muskoka Lakes council, $1,657 to Muskoka District and $765 to schools.
Up 0.08 points since 2019, or $384 a year more on a $500,000 home.
Rent $1,000 a month, home value $725,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.

2025 is the newest year Muskoka Lakes has filed. Every municipality on this site is compared at its newest filed rate: 283 have filed 2025, and the other 131 are at their newest year, mostly 2024.

Who sets the rate

Three bodies set Muskoka Lakes's rate: Muskoka Lakes council at 0.16%, Muskoka District at 0.33%, and the Province of Ontario for schools. The county portion is 51% of the bill, set by a council you vote for separately.

$810$1,657$765

Portion	Rate	On $500,000	Share
MunicipalMuskoka Lakes council	0.16%	$810	25%
County or regionMuskoka District	0.33%	$1,657	51%
EducationProvince of Ontario	0.15%	$765	24%
Total	0.65%	$3,232	100%

Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.

How the rate has changed, 2019–2025

Up every year since 2020. Since 2019 the total rate here has risen by 0.08 percentage points, from 0.57% to 0.65%. On a $500,000 home that is $384 a year more than in 2019.

20190.57%$2,848
20200.56%$2,796
20210.57%$2,835
20220.58%$2,879
20230.59%$2,965
20240.62%$3,094
2025^*0.65%$3,232

Total residential rate, with the tax on a $500,000 home underneath. *2025 is Muskoka Lakes's own filing; 104 municipalities have not filed 2025 yet.

Each part of the rate, year by year

Over the same years the residential assessment base moved from $9,777M to $10,520M, and the residential levy collected went from $55M to $68M. A rate rising while the base also grows means the budget grew faster than property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the MPAC notice, still based on 2016 values province-wide.

Year	Municipal	County or region	Education	Total	Change	On $500,000
2019	0.12%	0.29%	0.16%	0.57%	—	$2,848
2020	0.12%	0.29%	0.15%	0.56%	−0.01 pts	$2,796
2021	0.12%	0.29%	0.15%	0.57%	+0.01 pts	$2,835
2022	0.13%	0.30%	0.15%	0.58%	+0.01 pts	$2,879
2023	0.13%	0.31%	0.15%	0.59%	+0.02 pts	$2,965
2024	0.15%	0.32%	0.15%	0.62%	+0.03 pts	$3,094
2025*	0.16%	0.33%	0.15%	0.65%	+0.03 pts	$3,232

Why are Muskoka Lakes property taxes so low?

Muskoka Lakes's total rate of 0.65% is 0.75 percentage points below the provincial middle (1.40%), which is not the same as a small bill. The taxable value is large next to what the budget must cover — $10.52B of residential value funds $68.0M in levy here — so a lower percentage raises enough, and the dollar amount on an expensive house can still be high.

Home values

Homes here are assessed at $1,114,075 per household, 306% more than the middle ($274,250). Higher values let it raise the same money per household at a lower rate.

Spending

It spends $2,613 per household, 39% less than the middle ($4,313). It spends more on snow and ice (+$47) and fire (+$46), and less on running the municipality (−$252) and roads and bridges (−$165).

← Less than the middleMore than the middle →
Snow and ice+$47
Fire+$46
Running the municipality−$252
Roads and bridges−$165

What it costs to live in Muskoka Lakes

Cost	Muskoka Lakes	Ontario middle
Rent, per monthmedian, 2021	$1,000Higher than 53% of 354	$980
Home valueowners’ estimate, 2021	$725,000Higher than 88% of 412	$400,000
Property tax on a $500,000 assessment2025	$3,232Lower than 99% of 414	$6,992
Households spending 30% or more on housingshare of income, 2021	18.3%Higher than 70% of 400	15.0%
Household incomemedian, before tax, 2020	$89,000Higher than 60% of 405	$84,000

Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.

Places like Muskoka Lakes

The 5 places closest to Muskoka Lakes on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among towns inside a county or region.

Place	Newest rate	On $500,000
Muskoka Lakes this page	0.65%	$3,232
Lake of Bays	0.71%	$3,547
Dysart et al	0.77%	$3,870
Georgian Bay	0.78%	$3,902
Tiny2024 rate	0.85%	$4,235
Trent Lakes	1.01%	$5,055

Others in Muskoka District

Municipalities that share Muskoka Lakes's county or district. Rates compare most cleanly between places whose assessments sit at similar levels.

Municipality	Rate	On $500,000	vs Muskoka Lakes
Lake of Bays	0.71%	$3,547	+$315
Georgian Bay	0.78%	$3,902	+$670
Huntsville	0.98%	$4,904	+$1,672
Gravenhurst	1.01%	$5,032	+$1,800
Bracebridge	1.07%	$5,338	+$2,106

All 414 Ontario municipalities in one table

More on Muskoka Lakes

All 7 property classes, 2025

Residential is one of 7 classes Muskoka Lakes reported this year. The tax ratio is the multiple applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7× what a house pays on the same assessed value.

Class	Tax ratio	Municipal	County or region	Education	Total
Industrial	1.1	0.18%	0.36%	0.80%	1.34%
Commercial	1.1	0.18%	0.36%	0.68%	1.22%
Aggregate Extraction Property	1.1	0.18%	0.36%	0.51%	1.05%
New Multi-Residential	1	0.16%	0.33%	0.15%	0.65%
Residential	1	0.16%	0.33%	0.15%	0.65%
Farmland	0.25	0.04%	0.08%	0.04%	0.16%
Managed Forest	0.25	0.04%	0.08%	0.04%	0.16%

Sources and method

Tax rates and spending come from the Financial Information Return that Muskoka Lakes files with the Province of Ontario; population, rents and home values from Statistics Canada.

Every source, the method and the limits

Tax rates: Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11. Download the file
Spending, households: Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population: Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence.
Rent, home value, income: Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay). The Ontario middle is the median across the municipalities with a published figure.
Method: Dollar figures are the rate times $500,000 of assessed value. Standing compares Muskoka Lakes's 2025 total residential rate with all 414 Ontario municipalities: 411 of the other 413 charge more. The five colours split them into fifths.
Municipality ID: MunID 44053, MAH 33603
Limits: These are the figures Muskoka Lakes filed with the province. An individual bill can include area-specific charges and local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.

Muskoka Lakes property tax rate, 2025

Lower than 99% of the 414 Ontario municipalities