1.14%of the assessed value on your MPAC notice, each year
$5,695 a yearon a $500,000 home, or about $475 a month
Lower than 77% of the 414 Ontario municipalities
Each dot is one municipality, placed by its newest filed rate. Further right is higher.
Grimsby 1.14%
Middle 1.40%10 more, up to 6.85%
0.5%1.0%1.5%2.0%2.5%3.0%
Grimsby
Middle 1.40%10 more, to 6.85%
0.5%1.0%1.5%2.0%2.5%3.0%
Lowest fifth
Low
Middle fifth
High
Highest fifth
Grimsby
Grimsby in short
$5,695 a year on a $500,000 home: $1,600 to Grimsby council, $3,331 to Niagara Region and $765 to schools.
Up 0.16 points since 2019, or $784 a year more on a $500,000 home.
Rent $1,620 a month, home value $780,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.
Grimsby has not filed 2025 with the province yet, so this page uses 2024, the newest year it has filed.
Every municipality is compared at its newest filed rate: 283 of the 414 have filed 2025.
Who sets the rate
Three bodies set Grimsby's rate: Grimsby council at 0.32%, Niagara Region at
0.67%, and the Province of Ontario for schools. The county portion is
58% of the bill, set by a council you vote for separately.
$1,600$3,331$765
Portion
Rate
On $500,000
Share
MunicipalGrimsby council
0.32%
$1,600
28%
County or regionNiagara Region
0.67%
$3,331
58%
EducationProvince of Ontario
0.15%
$765
13%
Total
1.14%
$5,695
100%
Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.
How the rate has changed, 2019–2024
Up every year since 2019. Since 2019 the total rate here has risen by 0.16 percentage points, from 0.98% to 1.14%. On a $500,000 home that is $784 a year more than in 2019.
20190.98%$4,912
20201.00%$5,020
20211.02%$5,102
20221.04%$5,222
20231.08%$5,411
20241.14%$5,695
Total residential rate, with the tax on a $500,000 home underneath.Each part of the rate, year by year
Over the same years the residential assessment base moved from $4,269M to
$4,624M, and the residential levy collected went from $40M
to $53M. A rate rising while the base also grows means the budget grew faster than
property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the
MPAC notice, still based on 2016 values province-wide.
Year
Municipal
County or region
Education
Total
Change
On $500,000
2019
0.26%
0.57%
0.16%
0.98%
—
$4,912
2020
0.27%
0.58%
0.15%
1.00%
+0.02 pts
$5,020
2021
0.28%
0.59%
0.15%
1.02%
+0.02 pts
$5,102
2022
0.29%
0.60%
0.15%
1.04%
+0.02 pts
$5,222
2023
0.31%
0.62%
0.15%
1.08%
+0.04 pts
$5,411
2024
0.32%
0.67%
0.15%
1.14%
+0.06 pts
$5,695
Why are Grimsby property taxes so low?
Grimsby's total rate of 1.14% is 0.26 percentage points below the provincial middle (1.40%), which is not the same as a small bill. The taxable value is large next to what the budget must cover — $4.62B of residential value funds $52.7M in levy here — so a lower percentage raises enough, and the dollar amount on an expensive house can still be high.
Home values
Homes here are assessed at $397,739 per household, 45% more than the middle ($274,250). Higher values let it raise the same money per household at a lower rate.
Spending
It spends $3,824 per household, 11% less than the middle ($4,313). It spends more on water and wastewater (+$692), parks and recreation (+$59) and libraries (+$36), and less on running the municipality (−$370) and roads and bridges (−$331).
← Less than the middleMore than the middle →
Water and wastewater+$692
Parks and recreation+$59
Libraries+$36
Running the municipality−$370
Roads and bridges−$331
More on why
Who gets the money
Of that rate, 0.67% goes to Niagara Region and 0.15% to schools; 0.32% is set by Grimsby itself.
Across Ontario
Across the 241 towns inside a county or region, the tax rate follows home values much more closely than spending: where homes are worth more, rates tend to be lower (rank correlation −0.70 for home values, 0.45 for spending). A pattern, not proof of cause.
What it costs to live in Grimsby
Cost
Grimsby
Ontario middle
Rent, per monthmedian, 2021
$1,620Higher than 96% of 354
$980
Home valueowners’ estimate, 2021
$780,000Higher than 91% of 412
$400,000
Property tax on a $500,000 assessment2024
$5,695Lower than 77% of 414
$6,992
Households spending 30% or more on housingshare of income, 2021
19.2%Higher than 75% of 400
15.0%
Household incomemedian, before tax, 2020
$104,000Higher than 83% of 405
$84,000
Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.
Places like Grimsby
The 5 places closest to Grimsby on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among towns inside a county or region.
Residential is one of 11 classes Grimsby reported this year. The tax ratio is the multiple
applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7×
what a house pays on the same assessed value.
Class
Tax ratio
Municipal
County or region
Education
Total
Industrial
2.63
0.84%
1.75%
0.88%
3.47%
Large Industrial
2.63
0.84%
1.75%
0.88%
3.47%
Commercial
1.7349
0.56%
1.16%
0.88%
2.59%
Office Building
1.7349
0.56%
1.16%
0.88%
2.59%
Parking Lot
1.7349
0.56%
1.16%
0.88%
2.59%
Shopping Centre
1.7349
0.56%
1.16%
0.88%
2.59%
Pipeline
1.7021
0.54%
1.13%
0.88%
2.56%
Multi-Residential
1.97
0.63%
1.31%
0.15%
2.10%
Residential
1
0.32%
0.67%
0.15%
1.14%
Farmland
0.25
0.08%
0.17%
0.04%
0.28%
Managed Forest
0.25
0.08%
0.17%
0.04%
0.28%
Sources and method
Tax rates and spending come from the Financial Information Return that Grimsby files with the Province of Ontario; population, rents and home values from Statistics Canada.
Every source, the method and the limits
Tax rates
Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024; retrieved 2026-10-11.
Download the file
Spending, households
Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population
Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product.
Statistics Canada Open Licence.
Rent, home value, income
Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product.
Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay).
The Ontario middle is the median across the municipalities with a published figure.
Method
Dollar figures are the rate times $500,000 of assessed value. Standing compares Grimsby's 2024 total
residential rate with all 414 Ontario municipalities: 316 of the other 413 charge more. The five colours split them into fifths.
Municipality ID
MunID 26065, MAH 18402
Limits
These are the figures Grimsby filed with the province. An individual bill can include area-specific charges and
local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.