1.31%of the assessed value on your MPAC notice, each year
$6,541 a yearon a $500,000 home, or about $545 a month
Lower than 62% of the 414 Ontario municipalities
Each dot is one municipality, placed by its newest filed rate. Further right is higher.
The South Bruce Peninsula 1.31%
Middle 1.40%10 more, up to 6.85%
0.5%1.0%1.5%2.0%2.5%3.0%
The South Bruce Peninsula
Middle 1.40%10 more, to 6.85%
0.5%1.0%1.5%2.0%2.5%3.0%
Lowest fifth
Low
Middle fifth
High
Highest fifth
The South Bruce Peninsula
The South Bruce Peninsula in short
$6,541 a year on a $500,000 home: $3,147 to The South Bruce Peninsula council, $2,629 to Bruce County and $765 to schools.
Up 0.21 points since 2019, or $1,073 a year more on a $500,000 home.
Rent $840 a month, home value $500,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.
2025 is the newest year The South Bruce Peninsula has filed. Every municipality on this site is compared at its
newest filed rate: 283 have filed 2025, and the other 131 are at their newest year, mostly 2024.
Who sets the rate
Three bodies set The South Bruce Peninsula's rate: The South Bruce Peninsula council at 0.63%, Bruce County at
0.53%, and the Province of Ontario for schools. The county portion is
40% of the bill, set by a council you vote for separately.
$3,147$2,629$765
Portion
Rate
On $500,000
Share
MunicipalThe South Bruce Peninsula council
0.63%
$3,147
48%
County or regionBruce County
0.53%
$2,629
40%
EducationProvince of Ontario
0.15%
$765
12%
Total
1.31%
$6,541
100%
Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.
How the rate has changed, 2019–2025
Up every year since 2019. Since 2019 the total rate here has risen by 0.21 percentage points, from 1.09% to 1.31%. On a $500,000 home that is $1,073 a year more than in 2019.
20191.09%$5,468
20201.10%$5,511
20211.13%$5,654
20221.17%$5,830
20231.22%$6,085
20241.27%$6,339
2025*1.31%$6,541
Total residential rate, with the tax on a $500,000 home underneath. *2025 is The South Bruce Peninsula's own filing; 104 municipalities have not filed 2025 yet.Each part of the rate, year by year
Over the same years the residential assessment base moved from $1,742M to
$1,867M, and the residential levy collected went from $19M
to $24M. A rate rising while the base also grows means the budget grew faster than
property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the
MPAC notice, still based on 2016 values province-wide.
Year
Municipal
County or region
Education
Total
Change
On $500,000
2019
0.54%
0.39%
0.16%
1.09%
—
$5,468
2020
0.55%
0.40%
0.15%
1.10%
+0.01 pts
$5,511
2021
0.56%
0.41%
0.15%
1.13%
+0.03 pts
$5,654
2022
0.57%
0.44%
0.15%
1.17%
+0.04 pts
$5,830
2023
0.59%
0.47%
0.15%
1.22%
+0.05 pts
$6,085
2024
0.61%
0.50%
0.15%
1.27%
+0.05 pts
$6,339
2025*
0.63%
0.53%
0.15%
1.31%
+0.04 pts
$6,541
Why are The South Bruce Peninsula property taxes so high?
They are not, measured against the rest of the province. The South Bruce Peninsula's total rate of 1.31% sits close to the Ontario middle of 1.40%: lower than 62% of 414 municipalities. A bill can still feel high when the assessment is high, because the rate is only half of the calculation.
Home values
Homes here are assessed at $245,146 per household, 11% less than the middle ($274,250).
Spending
It spends $3,181 per household, 26% less than the middle ($4,313). It spends more on garbage and recycling (+$138), snow and ice (+$38) and social and family services (+$34), and less on roads and bridges (−$457) and water and wastewater (−$397).
← Less than the middleMore than the middle →
Garbage and recycling+$138
Snow and ice+$38
Social and family services+$34
Roads and bridges−$457
Water and wastewater−$397
More on why
Who gets the money
Of that rate, 0.53% goes to Bruce County and 0.15% to schools; 0.63% is set by The South Bruce Peninsula itself.
Provincial money
Social services and social housing are partly paid for by provincial transfers, so they do not map one-to-one onto the tax bill.
Across Ontario
Across the 241 towns inside a county or region, the tax rate follows home values much more closely than spending: where homes are worth more, rates tend to be lower (rank correlation −0.70 for home values, 0.45 for spending). A pattern, not proof of cause.
What it costs to live in The South Bruce Peninsula
Cost
The South Bruce Peninsula
Ontario middle
Rent, per monthmedian, 2021
$840Lower than 74% of 354
$980
Home valueowners’ estimate, 2021
$500,000Higher than 60% of 412
$400,000
Property tax on a $500,000 assessment2025
$6,541Lower than 62% of 414
$6,992
Households spending 30% or more on housingshare of income, 2021
16.4%Higher than 61% of 400
15.0%
Household incomemedian, before tax, 2020
$71,500Lower than 77% of 405
$84,000
Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.
Places like The South Bruce Peninsula
The 5 places closest to The South Bruce Peninsula on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among towns inside a county or region.
Municipalities that share The South Bruce Peninsula's county or district. Rates compare most cleanly between places whose assessments sit at similar levels.
Residential is one of 10 classes The South Bruce Peninsula reported this year. The tax ratio is the multiple
applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7×
what a house pays on the same assessed value.
Class
Tax ratio
Municipal
County or region
Education
Total
Industrial
1.7477
1.10%
0.92%
0.88%
2.90%
Commercial
1.2331
0.78%
0.65%
0.88%
2.30%
Parking Lot
1.2331
0.78%
0.65%
0.88%
2.30%
Aggregate Extraction Property
1.422115
0.90%
0.75%
0.51%
2.15%
Pipeline
1.0164
0.64%
0.53%
0.88%
2.05%
Multi-Residential
1
0.63%
0.53%
0.15%
1.31%
New Multi-Residential
1
0.63%
0.53%
0.15%
1.31%
Residential
1
0.63%
0.53%
0.15%
1.31%
Farmland
0.25
0.16%
0.13%
0.04%
0.33%
Managed Forest
0.25
0.16%
0.13%
0.04%
0.33%
Sources and method
Tax rates and spending come from the Financial Information Return that The South Bruce Peninsula files with the Province of Ontario; population, rents and home values from Statistics Canada.
Every source, the method and the limits
Tax rates
Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11.
Download the file
Spending, households
Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population
Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product.
Statistics Canada Open Licence.
Rent, home value, income
Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product.
Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay).
The Ontario middle is the median across the municipalities with a published figure.
Method
Dollar figures are the rate times $500,000 of assessed value. Standing compares The South Bruce Peninsula's 2025 total
residential rate with all 414 Ontario municipalities: 256 of the other 413 charge more. The five colours split them into fifths.
Municipality ID
MunID 41053, MAH 41407
Limits
These are the figures The South Bruce Peninsula filed with the province. An individual bill can include area-specific charges and
local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.