Malahide property tax rate 2025

Malahide in short

$8,228 a year on a $500,000 home: $3,990 to Malahide council, $3,473 to Elgin County and $765 to schools.
Up 0.18 points since 2019, or $924 a year more on a $500,000 home.
Rent $1,060 a month, home value $576,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.

2025 is the newest year Malahide has filed. Every municipality on this site is compared at its newest filed rate: 283 have filed 2025, and the other 131 are at their newest year, mostly 2024.

Who sets the rate

Three bodies set Malahide's rate: Malahide council at 0.80%, Elgin County at 0.69%, and the Province of Ontario for schools. The county portion is 42% of the bill, set by a council you vote for separately.

$3,990$3,473$765

Portion	Rate	On $500,000	Share
MunicipalMalahide council	0.80%	$3,990	48%
County or regionElgin County	0.69%	$3,473	42%
EducationProvince of Ontario	0.15%	$765	9%
Total	1.65%	$8,228	100%

Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.

How the rate has changed, 2019–2025

Up every year since 2020. Since 2019 the total rate here has risen by 0.18 percentage points, from 1.46% to 1.65%. On a $500,000 home that is $924 a year more than in 2019.

20191.46%$7,304
20201.42%$7,093
20211.45%$7,272
20221.49%$7,438
20231.53%$7,668
20241.60%$8,023
2025^*1.65%$8,228

Total residential rate, with the tax on a $500,000 home underneath. *2025 is Malahide's own filing; 104 municipalities have not filed 2025 yet.

Each part of the rate, year by year

Over the same years the residential assessment base moved from $764M to $834M, and the residential levy collected went from $11M to $14M. A rate rising while the base also grows means the budget grew faster than property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the MPAC notice, still based on 2016 values province-wide.

Year	Municipal	County or region	Education	Total	Change	On $500,000
2019	0.69%	0.61%	0.16%	1.46%	—	$7,304
2020	0.66%	0.61%	0.15%	1.42%	−0.04 pts	$7,093
2021	0.68%	0.62%	0.15%	1.45%	+0.04 pts	$7,272
2022	0.70%	0.64%	0.15%	1.49%	+0.03 pts	$7,438
2023	0.72%	0.66%	0.15%	1.53%	+0.05 pts	$7,668
2024	0.77%	0.68%	0.15%	1.60%	+0.07 pts	$8,023
2025*	0.80%	0.69%	0.15%	1.65%	+0.04 pts	$8,228

Why are Malahide property taxes so high?

Malahide's total rate of 1.65% is 0.25 percentage points above the provincial middle (1.40%). A rate that high usually means the assessment base is small relative to what the budget must cover: $834.1M of taxable residential value funds $13.7M in levy here.

Home values

Homes here are assessed at $262,445 per household, about the same as the middle ($274,250).

Spending

It spends $5,640 per household, 31% more than the middle ($4,313). It spends more on roads and bridges (+$967), planning and development (+$388) and parks and recreation (+$285), and less on water and wastewater (−$304) and snow and ice (−$60).

← Less than the middleMore than the middle →
Roads and bridges+$967
Planning and development+$388
Parks and recreation+$285
Water and wastewater−$304
Snow and ice−$60

What it costs to live in Malahide

Cost	Malahide	Ontario middle
Rent, per monthmedian, 2021	$1,060Higher than 66% of 354	$980
Home valueowners’ estimate, 2021	$576,000Higher than 74% of 412	$400,000
Property tax on a $500,000 assessment2025	$8,228Higher than 73% of 414	$6,992
Households spending 30% or more on housingshare of income, 2021	13.2%Lower than 62% of 400	15.0%
Household incomemedian, before tax, 2020	$95,000Higher than 70% of 405	$84,000

Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.

Places like Malahide

The 5 places closest to Malahide on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among towns inside a county or region.

Place	Newest rate	On $500,000
Adelaide-Metcalfe	1.39%	$6,951
North Middlesex2023 rate	1.41%	$7,045
Minto	1.44%	$7,188
Merrickville-Wolford	1.54%	$7,699
Tecumseh	1.59%	$7,951
Malahide this page	1.65%	$8,228

Others in Elgin County

Municipalities that share Malahide's county or district. Rates compare most cleanly between places whose assessments sit at similar levels.

Municipality	Rate	On $500,000	vs Malahide
Southwold	1.43%	$7,160	−$1,067
West Elgin	1.55%	$7,746	−$481
Bayham	1.66%	$8,320	+$92
Central Elgin2024 rate	1.67%	$8,367	+$139
St Thomas	1.72%	$8,610	+$382
Dutton-Dunwich2024 rate	1.82%	$9,087	+$859
Aylmer	1.82%	$9,123	+$896

All 414 Ontario municipalities in one table

More on Malahide

All 7 property classes, 2025

Residential is one of 7 classes Malahide reported this year. The tax ratio is the multiple applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7× what a house pays on the same assessed value.

Class	Tax ratio	Municipal	County or region	Education	Total
Industrial	2.2251	1.78%	1.55%	0.88%	4.20%
Commercial	1.6376	1.31%	1.14%	0.88%	3.32%
Aggregate Extraction Property	1.810578	1.44%	1.26%	0.51%	3.21%
Pipeline	1.1446	0.91%	0.79%	0.88%	2.59%
Residential	1	0.80%	0.69%	0.15%	1.65%
Managed Forest	0.25	0.20%	0.17%	0.04%	0.41%
Farmland	0.23	0.18%	0.16%	0.04%	0.38%

Sources and method

Tax rates and spending come from the Financial Information Return that Malahide files with the Province of Ontario; population, rents and home values from Statistics Canada.

Every source, the method and the limits

Tax rates: Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11. Download the file
Spending, households: Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population: Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence.
Rent, home value, income: Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay). The Ontario middle is the median across the municipalities with a published figure.
Method: Dollar figures are the rate times $500,000 of assessed value. Standing compares Malahide's 2025 total residential rate with all 414 Ontario municipalities: 111 of the other 413 charge more. The five colours split them into fifths.
Municipality ID: MunID 34007, MAH 44612
Limits: These are the figures Malahide filed with the province. An individual bill can include area-specific charges and local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.

Malahide property tax rate, 2025

Higher than 73% of the 414 Ontario municipalities