Municipality in Southwest Ontario, inside Middlesex County

North Middlesex property tax rate, 2023

1.41% of the assessed value on your MPAC notice, each year

$7,045 a year on a $500,000 home, or about $587 a month

Higher than 51% of the 414 Ontario municipalities

Each dot is one municipality, placed by its newest filed rate. Further right is higher.

North Middlesex 1.41%
Middle 1.40%10 more, up to 6.85%
North Middlesex
Middle 1.40%10 more, to 6.85%
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  • North Middlesex

North Middlesex in short

  • $7,045 a year on a $500,000 home: $4,124 to North Middlesex council, $2,156 to Middlesex County and $765 to schools.
  • Up 0.03 points since 2019, or $154 a year more on a $500,000 home.
  • Rent $665 a month, home value $500,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.

North Middlesex has not filed 2025 with the province yet, so this page uses 2023, the newest year it has filed. Every municipality is compared at its newest filed rate: 283 of the 414 have filed 2025.

Who sets the rate

Three bodies set North Middlesex's rate: North Middlesex council at 0.82%, Middlesex County at 0.43%, and the Province of Ontario for schools. The county portion is 31% of the bill, set by a council you vote for separately.

PortionRateOn $500,000Share
MunicipalNorth Middlesex council0.82%$4,12459%
County or regionMiddlesex County0.43%$2,15631%
EducationProvince of Ontario0.15%$76511%
Total1.41%$7,045100%

Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.

How the rate has changed, 2019–2023

Up 0.03 points since 2019. Since 2019 the total rate here has risen by 0.03 percentage points, from 1.38% to 1.41%. On a $500,000 home that is $154 a year more than in 2019.

  1. 20191.38%$6,891
  2. 20201.37%$6,870
  3. 20211.34%$6,717
  4. 20221.36%$6,796
  5. 20231.41%$7,045
Total residential rate, with the tax on a $500,000 home underneath.
Each part of the rate, year by year

Over the same years the residential assessment base moved from $551M to $593M, and the residential levy collected went from $7M to $8M. A rate rising while the base also grows means the budget grew faster than property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the MPAC notice, still based on 2016 values province-wide.

YearMunicipalCounty or regionEducationTotalChangeOn $500,000
20190.83%0.39%0.16%1.38%—$6,891
20200.83%0.39%0.15%1.37%−0.00 pts$6,870
20210.79%0.40%0.15%1.34%−0.03 pts$6,717
20220.81%0.40%0.15%1.36%+0.02 pts$6,796
20230.82%0.43%0.15%1.41%+0.05 pts$7,045

Why are North Middlesex property taxes so high?

They are not, measured against the rest of the province. North Middlesex's total rate of 1.41% sits close to the Ontario middle of 1.40%: higher than 51% of 414 municipalities. A bill can still feel high when the assessment is high, because the rate is only half of the calculation.

Home values
Homes here are assessed at $248,085 per household, 10% less than the middle ($274,250).
Spending
It spends $6,823 per household, 58% more than the middle ($4,313). It spends more on water and wastewater (+$1,291), roads and bridges (+$757) and planning and development (+$290), and less on snow and ice (−$95) and libraries (−$82).
  • Water and wastewater+$1,291
  • Roads and bridges+$757
  • Planning and development+$290
  • Snow and ice−$95
  • Libraries−$82
More on why
Who gets the money
Of that rate, 0.43% goes to Middlesex County and 0.15% to schools; 0.82% is set by North Middlesex itself.
Across Ontario
Across the 241 towns inside a county or region, the tax rate follows home values much more closely than spending: where homes are worth more, rates tend to be lower (rank correlation −0.70 for home values, 0.45 for spending). A pattern, not proof of cause.

What it costs to live in North Middlesex

CostNorth MiddlesexOntario middle
Rent, per monthmedian, 2021$665Lower than 95% of 354$980
Home valueowners’ estimate, 2021$500,000Higher than 60% of 412$400,000
Property tax on a $500,000 assessment2023$7,045Higher than 51% of 414$6,992
Households spending 30% or more on housingshare of income, 202112.3%Lower than 73% of 40015.0%
Household incomemedian, before tax, 2020$89,000Higher than 60% of 405$84,000

Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.

Places like North Middlesex

The 5 places closest to North Middlesex on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among towns inside a county or region.

PlaceNewest rateOn $500,000
Adelaide-Metcalfe1.39%$6,951
North Middlesex this page1.41%$7,045
Minto1.44%$7,188
Merrickville-Wolford1.54%$7,699
Southwest Middlesex2024 rate1.59%$7,940
Malahide1.65%$8,228
Others in Middlesex County

Municipalities that share North Middlesex's county or district. Rates compare most cleanly between places whose assessments sit at similar levels.

MunicipalityRateOn $500,000vs North Middlesex
Thames Centre2023 rate1.05%$5,266−$1,779
Middlesex Centre1.31%$6,553−$492
Lucan Biddulph1.32%$6,624−$421
Adelaide-Metcalfe1.39%$6,951−$94
Strathroy-Caradoc1.42%$7,098+$53
Newbury2023 rate1.56%$7,819+$774
Southwest Middlesex2024 rate1.59%$7,940+$895
London1.68%$8,382+$1,337

All 414 Ontario municipalities in one table

More on North Middlesex

All 8 property classes, 2023

Residential is one of 8 classes North Middlesex reported this year. The tax ratio is the multiple applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7× what a house pays on the same assessed value.

ClassTax ratioMunicipalCounty or regionEducationTotal
Industrial1.74511.44%0.75%0.88%3.07%
Multi-Residential1.76971.46%0.76%0.15%2.38%
Commercial1.14490.94%0.49%0.88%2.32%
Pipeline1.05550.87%0.46%0.88%2.21%
New Multi-Residential10.82%0.43%0.15%1.41%
Residential10.82%0.43%0.15%1.41%
Farmland0.250.21%0.11%0.04%0.35%
Managed Forest0.250.21%0.11%0.04%0.35%

Sources and method

Tax rates and spending come from the Financial Information Return that North Middlesex files with the Province of Ontario; population, rents and home values from Statistics Canada.

Every source, the method and the limits
Tax rates
Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023; retrieved 2026-10-11. Download the file
Spending, households
Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population
Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence.
Rent, home value, income
Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay). The Ontario middle is the median across the municipalities with a published figure.
Method
Dollar figures are the rate times $500,000 of assessed value. Standing compares North Middlesex's 2023 total residential rate with all 414 Ontario municipalities: 202 of the other 413 charge more. The five colours split them into fifths.
Municipality ID
MunID 39041, MAH 59619
Limits
These are the figures North Middlesex filed with the province. An individual bill can include area-specific charges and local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.