Adelaide-Metcalfe property tax rate 2025

Adelaide-Metcalfe in short

$6,951 a year on a $500,000 home: $3,875 to Adelaide-Metcalfe council, $2,311 to Middlesex County and $765 to schools.
Up 0.15 points since 2019, or $735 a year more on a $500,000 home.
Rent $970 a month, home value $600,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.

2025 is the newest year Adelaide-Metcalfe has filed. Every municipality on this site is compared at its newest filed rate: 283 have filed 2025, and the other 131 are at their newest year, mostly 2024.

Who sets the rate

Three bodies set Adelaide-Metcalfe's rate: Adelaide-Metcalfe council at 0.77%, Middlesex County at 0.46%, and the Province of Ontario for schools. The county portion is 33% of the bill, set by a council you vote for separately.

$3,875$2,311$765

Portion	Rate	On $500,000	Share
MunicipalAdelaide-Metcalfe council	0.77%	$3,875	56%
County or regionMiddlesex County	0.46%	$2,311	33%
EducationProvince of Ontario	0.15%	$765	11%
Total	1.39%	$6,951	100%

Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.

How the rate has changed, 2019–2025

Up 0.09 points since 2019. Since 2019 the total rate here has risen by 0.15 percentage points, from 1.24% to 1.39%. On a $500,000 home that is $735 a year more than in 2019.

20191.24%$6,216
20201.23%$6,168
20211.25%$6,235
20221.25%$6,235
20231.30%$6,491
20241.34%$6,687
2025^*1.39%$6,951

Total residential rate, with the tax on a $500,000 home underneath. *2025 is Adelaide-Metcalfe's own filing; 104 municipalities have not filed 2025 yet.

Each part of the rate, year by year

Over the same years the residential assessment base moved from $296M to $309M, and the residential levy collected went from $4M to $4M. A rate rising while the base also grows means the budget grew faster than property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the MPAC notice, still based on 2016 values province-wide.

Year	Municipal	County or region	Education	Total	Change	On $500,000
2019	0.69%	0.39%	0.16%	1.24%	—	$6,216
2020	0.69%	0.39%	0.15%	1.23%	−0.01 pts	$6,168
2021	0.70%	0.40%	0.15%	1.25%	+0.01 pts	$6,235
2022	0.70%	0.40%	0.15%	1.25%	+0.00 pts	$6,235
2023	0.71%	0.43%	0.15%	1.30%	+0.05 pts	$6,491
2024	0.74%	0.44%	0.15%	1.34%	+0.04 pts	$6,687
2025*	0.77%	0.46%	0.15%	1.39%	+0.05 pts	$6,951

Why are Adelaide-Metcalfe property taxes so high?

They are not, measured against the rest of the province. Adelaide-Metcalfe's total rate of 1.39% sits close to the Ontario middle of 1.40%: lower than 51% of 414 municipalities. A bill can still feel high when the assessment is high, because the rate is only half of the calculation.

Home values

Homes here are assessed at $304,040 per household, 11% more than the middle ($274,250).

Spending

It spends $6,139 per household, 42% more than the middle ($4,313). It spends more on roads and bridges (+$1,891), running the municipality (+$717) and garbage and recycling (+$484), and less on water and wastewater (−$570) and parks and recreation (−$479).

← Less than the middleMore than the middle →
Roads and bridges+$1,891
Running the municipality+$717
Garbage and recycling+$484
Water and wastewater−$570
Parks and recreation−$479

What it costs to live in Adelaide-Metcalfe

Cost	Adelaide-Metcalfe	Ontario middle
Rent, per monthmedian, 2021	$970Lower than 50% of 354	$980
Home valueowners’ estimate, 2021	$600,000Higher than 74% of 412	$400,000
Property tax on a $500,000 assessment2025	$6,951Lower than 51% of 414	$6,992
Households spending 30% or more on housingshare of income, 2021	12.8%Lower than 68% of 400	15.0%
Household incomemedian, before tax, 2020	$105,000Higher than 85% of 405	$84,000

Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.

Places like Adelaide-Metcalfe

The 5 places closest to Adelaide-Metcalfe on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among towns inside a county or region.

Place	Newest rate	On $500,000
Blandford - Blenheim	1.21%	$6,039
East Garafraxa	1.23%	$6,159
Adelaide-Metcalfe this page	1.39%	$6,951
North Middlesex2023 rate	1.41%	$7,045
Merrickville-Wolford	1.54%	$7,699
Malahide	1.65%	$8,228

Others in Middlesex County

Municipalities that share Adelaide-Metcalfe's county or district. Rates compare most cleanly between places whose assessments sit at similar levels.

Municipality	Rate	On $500,000	vs Adelaide-Metcalfe
Thames Centre2023 rate	1.05%	$5,266	−$1,685
Middlesex Centre	1.31%	$6,553	−$399
Lucan Biddulph	1.32%	$6,624	−$327
North Middlesex2023 rate	1.41%	$7,045	+$94
Strathroy-Caradoc	1.42%	$7,098	+$146
Newbury2023 rate	1.56%	$7,819	+$868
Southwest Middlesex2024 rate	1.59%	$7,940	+$988
London	1.68%	$8,382	+$1,431

All 414 Ontario municipalities in one table

More on Adelaide-Metcalfe

All 8 property classes, 2025

Residential is one of 8 classes Adelaide-Metcalfe reported this year. The tax ratio is the multiple applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7× what a house pays on the same assessed value.

Class	Tax ratio	Municipal	County or region	Education	Total
Industrial	1.7451	1.35%	0.81%	0.88%	3.04%
Large Industrial	1.7451	1.35%	0.81%	0.88%	3.04%
Commercial	1.1449	0.89%	0.53%	0.88%	2.30%
Aggregate Extraction Property	1.419999	1.10%	0.66%	0.51%	2.27%
Pipeline	1.0555	0.82%	0.49%	0.88%	2.19%
Residential	1	0.77%	0.46%	0.15%	1.39%
Farmland	0.25	0.19%	0.12%	0.04%	0.35%
Managed Forest	0.25	0.19%	0.12%	0.04%	0.35%

Sources and method

Tax rates and spending come from the Financial Information Return that Adelaide-Metcalfe files with the Province of Ontario; population, rents and home values from Statistics Canada.

Every source, the method and the limits

Tax rates: Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11. Download the file
Spending, households: Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population: Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence.
Rent, home value, income: Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay). The Ontario middle is the median across the municipalities with a published figure.
Method: Dollar figures are the rate times $500,000 of assessed value. Standing compares Adelaide-Metcalfe's 2025 total residential rate with all 414 Ontario municipalities: 210 of the other 413 charge more. The five colours split them into fifths.
Municipality ID: MunID 39010, MAH 59618
Limits: These are the figures Adelaide-Metcalfe filed with the province. An individual bill can include area-specific charges and local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.

Adelaide-Metcalfe property tax rate, 2025

Lower than 51% of the 414 Ontario municipalities