Tay property tax rate 2022

Tay in short

$5,485 a year on a $500,000 home: $3,325 to Tay council, $1,395 to Simcoe County and $765 to schools.
Down 0.01 points since 2019, or $38 a year less on a $500,000 home.
Rent $1,120 a month, home value $500,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.

Tay has not filed 2025 with the province yet, so this page uses 2022, the newest year it has filed. Every municipality is compared at its newest filed rate: 283 of the 414 have filed 2025.

Who sets the rate

Three bodies set Tay's rate: Tay council at 0.66%, Simcoe County at 0.28%, and the Province of Ontario for schools. The county portion is 25% of the bill, set by a council you vote for separately.

$3,325$1,395$765

Portion	Rate	On $500,000	Share
MunicipalTay council	0.66%	$3,325	61%
County or regionSimcoe County	0.28%	$1,395	25%
EducationProvince of Ontario	0.15%	$765	14%
Total	1.10%	$5,485	100%

Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.

How the rate has changed, 2019–2022

Down 0.01 points since 2019. Since 2019 the total rate here has fallen by 0.01 percentage points, from 1.10% to 1.10%. On a $500,000 home that is $38 a year less than in 2019.

20191.10%$5,523
20201.07%$5,367
20211.09%$5,425
20221.10%$5,485

Total residential rate, with the tax on a $500,000 home underneath.

Each part of the rate, year by year

Over the same years the residential assessment base moved from $1,302M to $1,410M, and the residential levy collected went from $14M to $15M. A rate rising while the base also grows means the budget grew faster than property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the MPAC notice, still based on 2016 values province-wide.

Year	Municipal	County or region	Education	Total	Change	On $500,000
2019	0.66%	0.28%	0.16%	1.10%	—	$5,523
2020	0.65%	0.27%	0.15%	1.07%	−0.03 pts	$5,367
2021	0.66%	0.27%	0.15%	1.09%	+0.01 pts	$5,425
2022	0.66%	0.28%	0.15%	1.10%	+0.01 pts	$5,485

Why are Tay property taxes so low?

Tay's total rate of 1.10% is 0.30 percentage points below the provincial middle (1.40%), which is not the same as a small bill. The taxable value is large next to what the budget must cover — $1.41B of residential value funds $15.5M in levy here — so a lower percentage raises enough, and the dollar amount on an expensive house can still be high.

Home values

Homes here are assessed at $252,488 per household, 8% less than the middle ($274,250).

Spending

It spends $3,333 per household, 23% less than the middle ($4,313). It spends more on water and wastewater (+$128), snow and ice (+$53) and libraries (+$2), and less on roads and bridges (−$245) and running the municipality (−$238).

← Less than the middleMore than the middle →
Water and wastewater+$128
Snow and ice+$53
Libraries+$2
Roads and bridges−$245
Running the municipality−$238

What it costs to live in Tay

Cost	Tay	Ontario middle
Rent, per monthmedian, 2021	$1,120Higher than 75% of 354	$980
Home valueowners’ estimate, 2021	$500,000Higher than 60% of 412	$400,000
Property tax on a $500,000 assessment2022	$5,485Lower than 80% of 414	$6,992
Households spending 30% or more on housingshare of income, 2021	17.8%Higher than 69% of 400	15.0%
Household incomemedian, before tax, 2020	$82,000Lower than 52% of 405	$84,000

Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.

Places like Tay

The 5 places closest to Tay on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among towns inside a county or region.

Place	Newest rate	On $500,000
South Frontenac2024 rate	1.00%	$4,997
Tay this page	1.10%	$5,485
Laurentian Valley	1.12%	$5,590
Lambton Shores	1.24%	$6,191
Georgian Bluffs	1.28%	$6,391
The South Bruce Peninsula	1.31%	$6,541

Others in Simcoe County

Municipalities that share Tay's county or district. Rates compare most cleanly between places whose assessments sit at similar levels.

Municipality	Rate	On $500,000	vs Tay
Bradford West Gwillimbury	0.81%	$4,028	−$1,457
Essa	0.82%	$4,086	−$1,399
Adjala-Tosorontio2024 rate	0.84%	$4,219	−$1,266
Tiny2024 rate	0.85%	$4,235	−$1,250
Severn2024 rate	0.86%	$4,321	−$1,164
Springwater2024 rate	0.89%	$4,448	−$1,037
Oro-Medonte2024 rate	0.98%	$4,915	−$570
New Tecumseth	1.08%	$5,400	−$85

All 414 Ontario municipalities in one table

More on Tay

All 9 property classes, 2022

Residential is one of 9 classes Tay reported this year. The tax ratio is the multiple applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7× what a house pays on the same assessed value.

Class	Tax ratio	Municipal	County or region	Education	Total
Pipeline	1.2966	0.86%	0.36%	0.88%	2.10%
Commercial	1.2223	0.82%	0.34%	0.88%	2.04%
Commercial, NConstr.	1.2223	0.81%	0.34%	0.88%	2.03%
Industrial	1.1925	0.79%	0.33%	0.88%	2.01%
Industrial, NConstr.	1.1925	0.79%	0.33%	0.88%	2.01%
New Multi-Residential	1	0.66%	0.28%	0.15%	1.10%
Residential	1	0.66%	0.28%	0.15%	1.10%
Farmland	0.25	0.17%	0.07%	0.04%	0.27%
Managed Forest	0.25	0.17%	0.07%	0.04%	0.27%

Sources and method

Tax rates and spending come from the Financial Information Return that Tay files with the Province of Ontario; population, rents and home values from Statistics Canada.

Every source, the method and the limits

Tax rates: Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022; retrieved 2026-10-11. Download the file
Spending, households: Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population: Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence.
Rent, home value, income: Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay). The Ontario middle is the median across the municipalities with a published figure.
Method: Dollar figures are the rate times $500,000 of assessed value. Standing compares Tay's 2022 total residential rate with all 414 Ontario municipalities: 330 of the other 413 charge more. The five colours split them into fifths.
Municipality ID: MunID 43070, MAH 70625
Limits: These are the figures Tay filed with the province. An individual bill can include area-specific charges and local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.

Tay property tax rate, 2022

Lower than 80% of the 414 Ontario municipalities