Township in Eastern Ontario, inside Prescott and Russell UCo
Champlain property tax rate, 2025
1.38%of the assessed value on your MPAC notice, each year
$6,904 a yearon a $500,000 home, or about $575 a month
Lower than 52% of the 414 Ontario municipalities
Each dot is one municipality, placed by its newest filed rate. Further right is higher.
Champlain 1.38%
Middle 1.40%10 more, up to 6.85%
0.5%1.0%1.5%2.0%2.5%3.0%
Champlain
Middle 1.40%10 more, to 6.85%
0.5%1.0%1.5%2.0%2.5%3.0%
Lowest fifth
Low
Middle fifth
High
Highest fifth
Champlain
Champlain in short
$6,904 a year on a $500,000 home: $3,744 to Champlain council, $2,394 to Prescott and Russell UCo and $765 to schools.
Up 0.22 points since 2019, or $1,095 a year more on a $500,000 home.
Rent $800 a month, home value $348,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.
2025 is the newest year Champlain has filed. Every municipality on this site is compared at its
newest filed rate: 283 have filed 2025, and the other 131 are at their newest year, mostly 2024.
Who sets the rate
Three bodies set Champlain's rate: Champlain council at 0.75%, Prescott and Russell UCo at
0.48%, and the Province of Ontario for schools. The county portion is
35% of the bill, set by a council you vote for separately.
$3,744$2,394$765
Portion
Rate
On $500,000
Share
MunicipalChamplain council
0.75%
$3,744
54%
County or regionPrescott and Russell UCo
0.48%
$2,394
35%
EducationProvince of Ontario
0.15%
$765
11%
Total
1.38%
$6,904
100%
Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.
How the rate has changed, 2019–2025
Up every year since 2019. Since 2019 the total rate here has risen by 0.22 percentage points, from 1.16% to 1.38%. On a $500,000 home that is $1,095 a year more than in 2019.
20191.16%$5,808
20201.17%$5,842
20211.19%$5,936
20221.22%$6,096
20231.27%$6,327
20241.32%$6,611
2025*1.38%$6,904
Total residential rate, with the tax on a $500,000 home underneath. *2025 is Champlain's own filing; 104 municipalities have not filed 2025 yet.Each part of the rate, year by year
Over the same years the residential assessment base moved from $867M to
$927M, and the residential levy collected went from $10M
to $13M. A rate rising while the base also grows means the budget grew faster than
property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the
MPAC notice, still based on 2016 values province-wide.
Year
Municipal
County or region
Education
Total
Change
On $500,000
2019
0.59%
0.41%
0.16%
1.16%
—
$5,808
2020
0.61%
0.41%
0.15%
1.17%
+0.01 pts
$5,842
2021
0.62%
0.41%
0.15%
1.19%
+0.02 pts
$5,936
2022
0.64%
0.43%
0.15%
1.22%
+0.03 pts
$6,096
2023
0.67%
0.44%
0.15%
1.27%
+0.05 pts
$6,327
2024
0.71%
0.46%
0.15%
1.32%
+0.06 pts
$6,611
2025*
0.75%
0.48%
0.15%
1.38%
+0.06 pts
$6,904
Why are Champlain property taxes so high?
They are not, measured against the rest of the province. Champlain's total rate of 1.38% sits close to the Ontario middle of 1.40%: lower than 52% of 414 municipalities. A bill can still feel high when the assessment is high, because the rate is only half of the calculation.
Home values
Homes here are assessed at $221,586 per household, 19% less than the middle ($274,250). Lower values mean it needs a higher rate to raise the same money.
Spending
It spends $3,874 per household, 10% less than the middle ($4,313). It spends more on water and wastewater (+$89), snow and ice (+$75) and garbage and recycling (+$42), and less on running the municipality (−$192) and roads and bridges (−$182).
← Less than the middleMore than the middle →
Water and wastewater+$89
Snow and ice+$75
Garbage and recycling+$42
Running the municipality−$192
Roads and bridges−$182
More on why
Who gets the money
Of that rate, 0.48% goes to Prescott and Russell UCo and 0.15% to schools; 0.75% is set by Champlain itself.
Across Ontario
Across the 241 towns inside a county or region, the tax rate follows home values much more closely than spending: where homes are worth more, rates tend to be lower (rank correlation −0.70 for home values, 0.45 for spending). A pattern, not proof of cause.
What it costs to live in Champlain
Cost
Champlain
Ontario middle
Rent, per monthmedian, 2021
$800Lower than 78% of 354
$980
Home valueowners’ estimate, 2021
$348,000Lower than 61% of 412
$400,000
Property tax on a $500,000 assessment2025
$6,904Lower than 52% of 414
$6,992
Households spending 30% or more on housingshare of income, 2021
12.8%Lower than 68% of 400
15.0%
Household incomemedian, before tax, 2020
$83,000Lower than 50% of 405
$84,000
Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.
Places like Champlain
The 5 places closest to Champlain on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among towns inside a county or region.
Residential is one of 11 classes Champlain reported this year. The tax ratio is the multiple
applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7×
what a house pays on the same assessed value.
Class
Tax ratio
Municipal
County or region
Education
Total
Large Industrial
3.5
2.62%
1.68%
0.88%
5.18%
Industrial
2.446892
1.83%
1.17%
0.88%
3.88%
Aggregate Extraction Property
1.991052
1.49%
0.95%
0.51%
2.96%
Commercial
1.440999
1.08%
0.69%
0.88%
2.65%
Parking Lot
1.440999
1.08%
0.69%
0.88%
2.65%
Pipeline
1.415789
1.06%
0.68%
0.88%
2.62%
Multi-Residential
1
0.75%
0.48%
0.15%
1.38%
New Multi-Residential
1
0.75%
0.48%
0.15%
1.38%
Residential
1
0.75%
0.48%
0.15%
1.38%
Farmland
0.25
0.19%
0.12%
0.04%
0.35%
Managed Forest
0.25
0.19%
0.12%
0.04%
0.35%
Sources and method
Tax rates and spending come from the Financial Information Return that Champlain files with the Province of Ontario; population, rents and home values from Statistics Canada.
Every source, the method and the limits
Tax rates
Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11.
Download the file
Spending, households
Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population
Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product.
Statistics Canada Open Licence.
Rent, home value, income
Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product.
Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay).
The Ontario middle is the median across the municipalities with a published figure.
Method
Dollar figures are the rate times $500,000 of assessed value. Standing compares Champlain's 2025 total
residential rate with all 414 Ontario municipalities: 215 of the other 413 charge more. The five colours split them into fifths.
Municipality ID
MunID 02005, MAH 67613
Limits
These are the figures Champlain filed with the province. An individual bill can include area-specific charges and
local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.