Chapple property tax rate 2025

Chapple in short

$7,745 a year on a $500,000 home: $6,980 to Chapple council and $765 to schools.
Up 0.25 points since 2019, or $1,252 a year more on a $500,000 home.

2025 is the newest year Chapple has filed. Every municipality on this site is compared at its newest filed rate: 283 have filed 2025, and the other 131 are at their newest year, mostly 2024.

Who sets the rate

Two bodies set Chapple's rate: Chapple council and the Province of Ontario, for schools. Chapple has no county above it, so there is no county or region portion: its own rate of 1.40% already pays for services that a county would run elsewhere. That is also why comparing Chapple's municipal rate directly against a township's understates what the township actually pays.

$6,980$765

Portion	Rate	On $500,000	Share
MunicipalChapple council	1.40%	$6,980	90%
County or regionNone in Chapple	0.00%	$0	0%
EducationProvince of Ontario	0.15%	$765	10%
Total	1.55%	$7,745	100%

Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.

How the rate has changed, 2019–2025

Up every year since 2020. Since 2019 the total rate here has risen by 0.25 percentage points, from 1.30% to 1.55%. On a $500,000 home that is $1,252 a year more than in 2019.

20191.30%$6,494
20201.28%$6,411
20211.30%$6,516
20221.34%$6,689
20231.46%$7,281
20241.50%$7,509
2025^*1.55%$7,745

Total residential rate, with the tax on a $500,000 home underneath. *2025 is Chapple's own filing; 104 municipalities have not filed 2025 yet.

Each part of the rate, year by year

Over the same years the residential assessment base moved from $54M to $57M, and the residential levy collected went from $1M to $1M. A rate rising while the base also grows means the budget grew faster than property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the MPAC notice, still based on 2016 values province-wide.

Year	Municipal	County or region	Education	Total	Change	On $500,000
2019	1.14%	—	0.16%	1.30%	—	$6,494
2020	1.13%	—	0.15%	1.28%	−0.02 pts	$6,411
2021	1.15%	—	0.15%	1.30%	+0.02 pts	$6,516
2022	1.18%	—	0.15%	1.34%	+0.03 pts	$6,689
2023	1.30%	—	0.15%	1.46%	+0.12 pts	$7,281
2024	1.35%	—	0.15%	1.50%	+0.05 pts	$7,509
2025*	1.40%	—	0.15%	1.55%	+0.05 pts	$7,745

Why are Chapple property taxes so high?

Chapple's total rate of 1.55% is 0.15 percentage points above the provincial middle (1.40%). A rate that high usually means the assessment base is small relative to what the budget must cover: $56.6M of taxable residential value funds $877K in levy here.

Home values

Homes here are assessed at $148,573 per household, 19% less than the middle ($183,474).

Spending

It spends $9,160 per household, 21% more than the middle ($7,558). It spends more on roads and bridges (+$1,881), fire (+$452) and social housing (+$409), and less on running the municipality (−$288) and parks and recreation (−$277).

← Less than the middleMore than the middle →
Roads and bridges+$1,881
Fire+$452
Social housing+$409
Running the municipality−$288
Parks and recreation−$277

What it costs to live in Chapple

Cost	Chapple	Ontario middle
Rent, per monthmedian, 2021	—Not published	$980
Home valueowners’ estimate, 2021	$200,000Lower than 88% of 412	$400,000
Property tax on a $500,000 assessment2025	$7,745Higher than 66% of 414	$6,992
Households spending 30% or more on housingshare of income, 2021	6.1%Lower than 95% of 400	15.0%
Household incomemedian, before tax, 2020	$79,500Lower than 60% of 405	$84,000

Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.

Places like Chapple

The 5 places closest to Chapple on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among places with no county above them.

Place	Newest rate	On $500,000
Chamberlain	1.43%	$7,161
Chapple this page	1.55%	$7,745
Emo	1.76%	$8,790
Burk's Falls2024 rate	1.91%	$9,553
Bruce Mines	1.98%	$9,897
Cobalt	2.05%	$10,263

Others in Rainy River District

Municipalities that share Chapple's county or district. Rates compare most cleanly between places whose assessments sit at similar levels.

Municipality	Rate	On $500,000	vs Chapple
Lake of The Woods	0.69%	$3,435	−$4,310
Alberton	1.13%	$5,640	−$2,106
Dawson	1.22%	$6,116	−$1,630
Morley	1.41%	$7,055	−$690
La Vallee	1.63%	$8,146	+$401
Emo	1.76%	$8,790	+$1,045
Fort Frances	2.26%	$11,284	+$3,538
Rainy River2024 rate	3.03%	$15,154	+$7,408

All 414 Ontario municipalities in one table

More on Chapple

All 8 property classes, 2025

Residential is one of 8 classes Chapple reported this year. The tax ratio is the multiple applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7× what a house pays on the same assessed value.

Class	Tax ratio	Municipal	County or region	Education	Total
Pipeline	5.528214	7.72%	—	0.88%	8.60%
Industrial	1.983869	2.77%	—	0.88%	3.65%
Large Industrial	1.983869	2.77%	—	0.88%	3.65%
Aggregate Extraction Property	1.614287	2.25%	—	0.51%	2.76%
Commercial	1.1	1.54%	—	0.59%	2.13%
Residential	1	1.40%	—	0.15%	1.55%
Farmland	0.25	0.35%	—	0.04%	0.39%
Managed Forest	0.25	0.35%	—	0.04%	0.39%

Sources and method

Tax rates and spending come from the Financial Information Return that Chapple files with the Province of Ontario; population, rents and home values from Statistics Canada.

Every source, the method and the limits

Tax rates: Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11. Download the file
Spending, households: Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population: Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence.
Rent, home value, income: Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay). The Ontario middle is the median across the municipalities with a published figure.
Method: Dollar figures are the rate times $500,000 of assessed value. Standing compares Chapple's 2025 total residential rate with all 414 Ontario municipalities: 142 of the other 413 charge more. The five colours split them into fifths.
Municipality ID: MunID 59024, MAH 87605
Limits: These are the figures Chapple filed with the province. An individual bill can include area-specific charges and local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.

Chapple property tax rate, 2025

Higher than 66% of the 414 Ontario municipalities