Township in Southwest Ontario, inside Wellington County
Guelph-Eramosa property tax rate, 2025
1.16%of the assessed value on your MPAC notice, each year
$5,818 a yearon a $500,000 home, or about $485 a month
Lower than 74% of the 414 Ontario municipalities
Each dot is one municipality, placed by its newest filed rate. Further right is higher.
Guelph-Eramosa 1.16%
Middle 1.40%10 more, up to 6.85%
0.5%1.0%1.5%2.0%2.5%3.0%
Guelph-Eramosa
Middle 1.40%10 more, to 6.85%
0.5%1.0%1.5%2.0%2.5%3.0%
Lowest fifth
Low
Middle fifth
High
Highest fifth
Guelph-Eramosa
Guelph-Eramosa in short
$5,818 a year on a $500,000 home: $1,471 to Guelph-Eramosa council, $3,582 to Wellington County and $765 to schools.
Up 0.12 points since 2019, or $622 a year more on a $500,000 home.
Rent $1,210 a month, home value $900,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.
2025 is the newest year Guelph-Eramosa has filed. Every municipality on this site is compared at its
newest filed rate: 283 have filed 2025, and the other 131 are at their newest year, mostly 2024.
Who sets the rate
Three bodies set Guelph-Eramosa's rate: Guelph-Eramosa council at 0.29%, Wellington County at
0.72%, and the Province of Ontario for schools. The county portion is
62% of the bill, set by a council you vote for separately.
$1,471$3,582$765
Portion
Rate
On $500,000
Share
MunicipalGuelph-Eramosa council
0.29%
$1,471
25%
County or regionWellington County
0.72%
$3,582
62%
EducationProvince of Ontario
0.15%
$765
13%
Total
1.16%
$5,818
100%
Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.
How the rate has changed, 2019–2025
Up every year since 2020. Since 2019 the total rate here has risen by 0.12 percentage points, from 1.04% to 1.16%. On a $500,000 home that is $622 a year more than in 2019.
20191.04%$5,196
20201.02%$5,111
20211.03%$5,149
20221.05%$5,243
20231.09%$5,429
20241.13%$5,642
2025*1.16%$5,818
Total residential rate, with the tax on a $500,000 home underneath. *2025 is Guelph-Eramosa's own filing; 104 municipalities have not filed 2025 yet.Each part of the rate, year by year
Over the same years the residential assessment base moved from $2,240M to
$2,449M, and the residential levy collected went from $23M
to $28M. A rate rising while the base also grows means the budget grew faster than
property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the
MPAC notice, still based on 2016 values province-wide.
Year
Municipal
County or region
Education
Total
Change
On $500,000
2019
0.26%
0.62%
0.16%
1.04%
—
$5,196
2020
0.25%
0.61%
0.15%
1.02%
−0.02 pts
$5,111
2021
0.25%
0.62%
0.15%
1.03%
+0.01 pts
$5,149
2022
0.26%
0.63%
0.15%
1.05%
+0.02 pts
$5,243
2023
0.27%
0.66%
0.15%
1.09%
+0.04 pts
$5,429
2024
0.29%
0.69%
0.15%
1.13%
+0.04 pts
$5,642
2025*
0.29%
0.72%
0.15%
1.16%
+0.04 pts
$5,818
Why are Guelph-Eramosa property taxes so low?
Guelph-Eramosa's total rate of 1.16% is 0.23 percentage points below the provincial middle (1.40%), which is not the same as a small bill. The taxable value is large next to what the budget must cover — $2.45B of residential value funds $28.5M in levy here — so a lower percentage raises enough, and the dollar amount on an expensive house can still be high.
Home values
Homes here are assessed at $495,682 per household, 81% more than the middle ($274,250). Higher values let it raise the same money per household at a lower rate.
Spending
It spends $3,313 per household, 23% less than the middle ($4,313). It spends more on snow and ice (+$64), parks and recreation (+$26) and roads and bridges (+$9), and less on running the municipality (−$142) and planning and development (−$109).
← Less than the middleMore than the middle →
Snow and ice+$64
Parks and recreation+$26
Roads and bridges+$9
Running the municipality−$142
Planning and development−$109
More on why
Who gets the money
Of that rate, 0.72% goes to Wellington County and 0.15% to schools; 0.29% is set by Guelph-Eramosa itself.
Across Ontario
Across the 241 towns inside a county or region, the tax rate follows home values much more closely than spending: where homes are worth more, rates tend to be lower (rank correlation −0.70 for home values, 0.45 for spending). A pattern, not proof of cause.
What it costs to live in Guelph-Eramosa
Cost
Guelph-Eramosa
Ontario middle
Rent, per monthmedian, 2021
$1,210Higher than 83% of 354
$980
Home valueowners’ estimate, 2021
$900,000Higher than 94% of 412
$400,000
Property tax on a $500,000 assessment2025
$5,818Lower than 74% of 414
$6,992
Households spending 30% or more on housingshare of income, 2021
15.1%Higher than 51% of 400
15.0%
Household incomemedian, before tax, 2020
$129,000Higher than 99% of 405
$84,000
Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.
Places like Guelph-Eramosa
The 5 places closest to Guelph-Eramosa on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among towns inside a county or region.
Residential is one of 10 classes Guelph-Eramosa reported this year. The tax ratio is the multiple
applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7×
what a house pays on the same assessed value.
Class
Tax ratio
Municipal
County or region
Education
Total
Industrial
2.4
0.71%
1.72%
0.88%
3.31%
Large Industrial
2.4
0.71%
1.72%
0.88%
3.31%
Pipeline
2.25
0.66%
1.61%
0.88%
3.15%
Aggregate Extraction Property
1.952895
0.57%
1.40%
0.51%
2.48%
Commercial
1.491
0.44%
1.07%
0.88%
2.39%
Multi-Residential
1.9
0.56%
1.36%
0.15%
2.07%
New Multi-Residential
1.1
0.32%
0.79%
0.15%
1.26%
Residential
1
0.29%
0.72%
0.15%
1.16%
Farmland
0.25
0.07%
0.18%
0.04%
0.29%
Managed Forest
0.25
0.07%
0.18%
0.04%
0.29%
Sources and method
Tax rates and spending come from the Financial Information Return that Guelph-Eramosa files with the Province of Ontario; population, rents and home values from Statistics Canada.
Every source, the method and the limits
Tax rates
Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11.
Download the file
Spending, households
Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population
Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product.
Statistics Canada Open Licence.
Rent, home value, income
Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product.
Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay).
The Ontario middle is the median across the municipalities with a published figure.
Method
Dollar figures are the rate times $500,000 of assessed value. Standing compares Guelph-Eramosa's 2025 total
residential rate with all 414 Ontario municipalities: 304 of the other 413 charge more. The five colours split them into fifths.
Municipality ID
MunID 23005, MAH 75615
Limits
These are the figures Guelph-Eramosa filed with the province. An individual bill can include area-specific charges and
local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.