Ramara property tax rate 2025

Ramara in short

$5,450 a year on a $500,000 home: $3,133 to Ramara council, $1,552 to Simcoe County and $765 to schools.
Up 0.14 points since 2019, or $700 a year more on a $500,000 home.
Rent $1,210 a month, home value $650,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.

2025 is the newest year Ramara has filed. Every municipality on this site is compared at its newest filed rate: 283 have filed 2025, and the other 131 are at their newest year, mostly 2024.

Who sets the rate

Three bodies set Ramara's rate: Ramara council at 0.63%, Simcoe County at 0.31%, and the Province of Ontario for schools. The county portion is 28% of the bill, set by a council you vote for separately.

$3,133$1,552$765

Portion	Rate	On $500,000	Share
MunicipalRamara council	0.63%	$3,133	57%
County or regionSimcoe County	0.31%	$1,552	28%
EducationProvince of Ontario	0.15%	$765	14%
Total	1.09%	$5,450	100%

Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.

How the rate has changed, 2019–2025

Up every year since 2020. Since 2019 the total rate here has risen by 0.14 percentage points, from 0.95% to 1.09%. On a $500,000 home that is $700 a year more than in 2019.

20190.95%$4,750
20200.88%$4,415
20210.89%$4,438
20220.91%$4,557
20231.01%$5,047
20241.05%$5,243
2025^*1.09%$5,450

Total residential rate, with the tax on a $500,000 home underneath. *2025 is Ramara's own filing; 104 municipalities have not filed 2025 yet.

Each part of the rate, year by year

Over the same years the residential assessment base moved from $2,221M to $2,456M, and the residential levy collected went from $21M to $27M. A rate rising while the base also grows means the budget grew faster than property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the MPAC notice, still based on 2016 values province-wide.

Year	Municipal	County or region	Education	Total	Change	On $500,000
2019	0.51%	0.28%	0.16%	0.95%	—	$4,750
2020	0.46%	0.27%	0.15%	0.88%	−0.07 pts	$4,415
2021	0.46%	0.27%	0.15%	0.89%	+0.00 pts	$4,438
2022	0.48%	0.28%	0.15%	0.91%	+0.02 pts	$4,557
2023	0.57%	0.29%	0.15%	1.01%	+0.10 pts	$5,047
2024	0.60%	0.30%	0.15%	1.05%	+0.04 pts	$5,243
2025*	0.63%	0.31%	0.15%	1.09%	+0.04 pts	$5,450

Why are Ramara property taxes so low?

Ramara's total rate of 1.09% is 0.31 percentage points below the provincial middle (1.40%), which is not the same as a small bill. The taxable value is large next to what the budget must cover — $2.46B of residential value funds $26.8M in levy here — so a lower percentage raises enough, and the dollar amount on an expensive house can still be high.

Home values

Homes here are assessed at $376,742 per household, 37% more than the middle ($274,250). Higher values let it raise the same money per household at a lower rate.

Spending

It spends $3,681 per household, 15% less than the middle ($4,313). It spends more on running the municipality (+$40), and less on parks and recreation (−$328) and water and wastewater (−$81).

← Less than the middleMore than the middle →
Running the municipality+$40
Parks and recreation−$328
Water and wastewater−$81

What it costs to live in Ramara

Cost	Ramara	Ontario middle
Rent, per monthmedian, 2021	$1,210Higher than 83% of 354	$980
Home valueowners’ estimate, 2021	$650,000Higher than 82% of 412	$400,000
Property tax on a $500,000 assessment2025	$5,450Lower than 80% of 414	$6,992
Households spending 30% or more on housingshare of income, 2021	20.6%Higher than 82% of 400	15.0%
Household incomemedian, before tax, 2020	$85,000Higher than 53% of 405	$84,000

Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.

Places like Ramara

The 5 places closest to Ramara on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among towns inside a county or region.

Place	Newest rate	On $500,000
Huntsville	0.98%	$4,904
Gravenhurst	1.01%	$5,032
Bracebridge	1.07%	$5,338
Ramara this page	1.09%	$5,450
Lambton Shores	1.24%	$6,191
Bluewater	1.24%	$6,209

Others in Simcoe County

Municipalities that share Ramara's county or district. Rates compare most cleanly between places whose assessments sit at similar levels.

Municipality	Rate	On $500,000	vs Ramara
Bradford West Gwillimbury	0.81%	$4,028	−$1,422
Essa	0.82%	$4,086	−$1,364
Adjala-Tosorontio2024 rate	0.84%	$4,219	−$1,231
Tiny2024 rate	0.85%	$4,235	−$1,215
Severn2024 rate	0.86%	$4,321	−$1,130
Springwater2024 rate	0.89%	$4,448	−$1,002
Oro-Medonte2024 rate	0.98%	$4,915	−$535
New Tecumseth	1.08%	$5,400	−$50

All 414 Ontario municipalities in one table

More on Ramara

All 8 property classes, 2025

Residential is one of 8 classes Ramara reported this year. The tax ratio is the multiple applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7× what a house pays on the same assessed value.

Class	Tax ratio	Municipal	County or region	Education	Total
Pipeline	1.2966	0.81%	0.40%	0.88%	2.09%
Commercial	1.2223	0.77%	0.38%	0.88%	2.03%
Industrial	1.1925	0.75%	0.37%	0.88%	2.00%
Aggregate Extraction Property	1.1	0.69%	0.34%	0.51%	1.54%
Multi-Residential	1	0.63%	0.31%	0.15%	1.09%
Residential	1	0.63%	0.31%	0.15%	1.09%
Farmland	0.25	0.16%	0.08%	0.04%	0.27%
Managed Forest	0.25	0.16%	0.08%	0.04%	0.27%

Sources and method

Tax rates and spending come from the Financial Information Return that Ramara files with the Province of Ontario; population, rents and home values from Statistics Canada.

Every source, the method and the limits

Tax rates: Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11. Download the file
Spending, households: Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population: Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence.
Rent, home value, income: Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay). The Ontario middle is the median across the municipalities with a published figure.
Method: Dollar figures are the rate times $500,000 of assessed value. Standing compares Ramara's 2025 total residential rate with all 414 Ontario municipalities: 332 of the other 413 charge more. The five colours split them into fifths.
Municipality ID: MunID 43050, MAH 70622
Limits: These are the figures Ramara filed with the province. An individual bill can include area-specific charges and local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.

Ramara property tax rate, 2025

Lower than 80% of the 414 Ontario municipalities