Southwest Middlesex property tax rate 2024

Southwest Middlesex in short

$7,940 a year on a $500,000 home: $4,955 to Southwest Middlesex council, $2,219 to Middlesex County and $765 to schools.
Up 0.21 points since 2019, or $1,051 a year more on a $500,000 home.
Rent $710 a month, home value $400,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.

Southwest Middlesex has not filed 2025 with the province yet, so this page uses 2024, the newest year it has filed. Every municipality is compared at its newest filed rate: 283 of the 414 have filed 2025.

Who sets the rate

Three bodies set Southwest Middlesex's rate: Southwest Middlesex council at 0.99%, Middlesex County at 0.44%, and the Province of Ontario for schools. The county portion is 28% of the bill, set by a council you vote for separately.

$4,955$2,219$765

Portion	Rate	On $500,000	Share
MunicipalSouthwest Middlesex council	0.99%	$4,955	62%
County or regionMiddlesex County	0.44%	$2,219	28%
EducationProvince of Ontario	0.15%	$765	10%
Total	1.59%	$7,940	100%

Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.

How the rate has changed, 2019–2024

Up every year since 2019. Since 2019 the total rate here has risen by 0.21 percentage points, from 1.38% to 1.59%. On a $500,000 home that is $1,051 a year more than in 2019.

20191.38%$6,889
20201.40%$7,025
20211.42%$7,095
20221.45%$7,274
20231.53%$7,627
20241.59%$7,940

Total residential rate, with the tax on a $500,000 home underneath.

Each part of the rate, year by year

Over the same years the residential assessment base moved from $447M to $473M, and the residential levy collected went from $6M to $8M. A rate rising while the base also grows means the budget grew faster than property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the MPAC notice, still based on 2016 values province-wide.

Year	Municipal	County or region	Education	Total	Change	On $500,000
2019	0.83%	0.39%	0.16%	1.38%	—	$6,889
2020	0.86%	0.39%	0.15%	1.40%	+0.03 pts	$7,025
2021	0.87%	0.40%	0.15%	1.42%	+0.01 pts	$7,095
2022	0.90%	0.40%	0.15%	1.45%	+0.04 pts	$7,274
2023	0.94%	0.43%	0.15%	1.53%	+0.07 pts	$7,627
2024	0.99%	0.44%	0.15%	1.59%	+0.06 pts	$7,940

Why are Southwest Middlesex property taxes so high?

Southwest Middlesex's total rate of 1.59% is 0.19 percentage points above the provincial middle (1.40%). A rate that high usually means the assessment base is small relative to what the budget must cover: $472.7M of taxable residential value funds $7.5M in levy here.

Home values

Homes here are assessed at $196,552 per household, 28% less than the middle ($274,250). Lower values mean it needs a higher rate to raise the same money.

Spending

It spends $5,619 per household, 30% more than the middle ($4,313). It spends more on roads and bridges (+$644), running the municipality (+$318) and garbage and recycling (+$206), and less on snow and ice (−$87) and planning and development (−$54).

← Less than the middleMore than the middle →
Roads and bridges+$644
Running the municipality+$318
Garbage and recycling+$206
Snow and ice−$87
Planning and development−$54

What it costs to live in Southwest Middlesex

Cost	Southwest Middlesex	Ontario middle
Rent, per monthmedian, 2021	$710Lower than 91% of 354	$980
Home valueowners’ estimate, 2021	$400,000The same as the middle	$400,000
Property tax on a $500,000 assessment2024	$7,940Higher than 69% of 414	$6,992
Households spending 30% or more on housingshare of income, 2021	13.2%Lower than 62% of 400	15.0%
Household incomemedian, before tax, 2020	$80,000Lower than 58% of 405	$84,000

Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.

Places like Southwest Middlesex

The 5 places closest to Southwest Middlesex on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among towns inside a county or region.

Place	Newest rate	On $500,000
West Elgin	1.55%	$7,746
South Bruce2024 rate	1.58%	$7,923
Southwest Middlesex this page	1.59%	$7,940
Petrolia	1.70%	$8,494
Stirling-Rawdon2024 rate	1.74%	$8,720
Aylmer	1.82%	$9,123

Others in Middlesex County

Municipalities that share Southwest Middlesex's county or district. Rates compare most cleanly between places whose assessments sit at similar levels.

Municipality	Rate	On $500,000	vs Southwest Middlesex
Thames Centre2023 rate	1.05%	$5,266	−$2,674
Middlesex Centre	1.31%	$6,553	−$1,387
Lucan Biddulph	1.32%	$6,624	−$1,315
Adelaide-Metcalfe	1.39%	$6,951	−$988
North Middlesex2023 rate	1.41%	$7,045	−$895
Strathroy-Caradoc	1.42%	$7,098	−$842
Newbury2023 rate	1.56%	$7,819	−$121
London	1.68%	$8,382	+$442

All 414 Ontario municipalities in one table

More on Southwest Middlesex

All 8 property classes, 2024

Residential is one of 8 classes Southwest Middlesex reported this year. The tax ratio is the multiple applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7× what a house pays on the same assessed value.

Class	Tax ratio	Municipal	County or region	Education	Total
Industrial	1.7450999999999999	1.73%	0.77%	0.88%	3.38%
Multi-Residential	1.7697	1.75%	0.79%	0.15%	2.69%
Commercial	1.1449	1.13%	0.51%	0.88%	2.52%
Parking Lot	1.1449	1.13%	0.51%	0.88%	2.52%
Pipeline	1.0555	1.05%	0.47%	0.88%	2.39%
Residential	1	0.99%	0.44%	0.15%	1.59%
Farmland	0.25	0.25%	0.11%	0.04%	0.40%
Managed Forest	0.25	0.25%	0.11%	0.04%	0.40%

Sources and method

Tax rates and spending come from the Financial Information Return that Southwest Middlesex files with the Province of Ontario; population, rents and home values from Statistics Canada.

Every source, the method and the limits

Tax rates: Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024; retrieved 2026-10-11. Download the file
Spending, households: Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population: Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence.
Rent, home value, income: Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay). The Ontario middle is the median across the municipalities with a published figure.
Method: Dollar figures are the rate times $500,000 of assessed value. Standing compares Southwest Middlesex's 2024 total residential rate with all 414 Ontario municipalities: 127 of the other 413 charge more. The five colours split them into fifths.
Municipality ID: MunID 39003, MAH 59620
Limits: These are the figures Southwest Middlesex filed with the province. An individual bill can include area-specific charges and local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.

Southwest Middlesex property tax rate, 2024

Higher than 69% of the 414 Ontario municipalities