Township in Southwest Ontario, inside Middlesex County
Lucan Biddulph property tax rate, 2025
1.32%of the assessed value on your MPAC notice, each year
$6,624 a yearon a $500,000 home, or about $552 a month
Lower than 61% of the 414 Ontario municipalities
Each dot is one municipality, placed by its newest filed rate. Further right is higher.
Lucan Biddulph 1.32%
Middle 1.40%10 more, up to 6.85%
0.5%1.0%1.5%2.0%2.5%3.0%
Lucan Biddulph
Middle 1.40%10 more, to 6.85%
0.5%1.0%1.5%2.0%2.5%3.0%
Lowest fifth
Low
Middle fifth
High
Highest fifth
Lucan Biddulph
Lucan Biddulph in short
$6,624 a year on a $500,000 home: $3,548 to Lucan Biddulph council, $2,311 to Middlesex County and $765 to schools.
Up 0.16 points since 2019, or $788 a year more on a $500,000 home.
Rent $880 a month, home value $564,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.
2025 is the newest year Lucan Biddulph has filed. Every municipality on this site is compared at its
newest filed rate: 283 have filed 2025, and the other 131 are at their newest year, mostly 2024.
Who sets the rate
Three bodies set Lucan Biddulph's rate: Lucan Biddulph council at 0.71%, Middlesex County at
0.46%, and the Province of Ontario for schools. The county portion is
35% of the bill, set by a council you vote for separately.
$3,548$2,311$765
Portion
Rate
On $500,000
Share
MunicipalLucan Biddulph council
0.71%
$3,548
54%
County or regionMiddlesex County
0.46%
$2,311
35%
EducationProvince of Ontario
0.15%
$765
12%
Total
1.32%
$6,624
100%
Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.
How the rate has changed, 2019–2025
Up every year since 2020. Since 2019 the total rate here has risen by 0.16 percentage points, from 1.17% to 1.32%. On a $500,000 home that is $788 a year more than in 2019.
20191.17%$5,836
20201.16%$5,816
20211.18%$5,880
20221.19%$5,943
20231.24%$6,204
20241.28%$6,382
2025*1.32%$6,624
Total residential rate, with the tax on a $500,000 home underneath. *2025 is Lucan Biddulph's own filing; 104 municipalities have not filed 2025 yet.Each part of the rate, year by year
Over the same years the residential assessment base moved from $507M to
$620M, and the residential levy collected went from $6M
to $8M. A rate rising while the base also grows means the budget grew faster than
property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the
MPAC notice, still based on 2016 values province-wide.
Year
Municipal
County or region
Education
Total
Change
On $500,000
2019
0.62%
0.39%
0.16%
1.17%
—
$5,836
2020
0.62%
0.39%
0.15%
1.16%
−0.00 pts
$5,816
2021
0.63%
0.40%
0.15%
1.18%
+0.01 pts
$5,880
2022
0.64%
0.40%
0.15%
1.19%
+0.01 pts
$5,943
2023
0.66%
0.43%
0.15%
1.24%
+0.05 pts
$6,204
2024
0.68%
0.44%
0.15%
1.28%
+0.04 pts
$6,382
2025*
0.71%
0.46%
0.15%
1.32%
+0.05 pts
$6,624
Why are Lucan Biddulph property taxes so high?
They are not, measured against the rest of the province. Lucan Biddulph's total rate of 1.32% sits close to the Ontario middle of 1.40%: lower than 61% of 414 municipalities. A bill can still feel high when the assessment is high, because the rate is only half of the calculation.
Home values
Homes here are assessed at $257,233 per household, 6% less than the middle ($274,250).
Spending
It spends $4,856 per household, 13% more than the middle ($4,313). It spends more on parks and recreation (+$745), running the municipality (+$234) and water and wastewater (+$123), and less on fire (−$121) and planning and development (−$81).
← Less than the middleMore than the middle →
Parks and recreation+$745
Running the municipality+$234
Water and wastewater+$123
Fire−$121
Planning and development−$81
More on why
Who gets the money
Of that rate, 0.46% goes to Middlesex County and 0.15% to schools; 0.71% is set by Lucan Biddulph itself.
Across Ontario
Across the 241 towns inside a county or region, the tax rate follows home values much more closely than spending: where homes are worth more, rates tend to be lower (rank correlation −0.70 for home values, 0.45 for spending). A pattern, not proof of cause.
What it costs to live in Lucan Biddulph
Cost
Lucan Biddulph
Ontario middle
Rent, per monthmedian, 2021
$880Lower than 68% of 354
$980
Home valueowners’ estimate, 2021
$564,000Higher than 73% of 412
$400,000
Property tax on a $500,000 assessment2025
$6,624Lower than 61% of 414
$6,992
Households spending 30% or more on housingshare of income, 2021
11.7%Lower than 77% of 400
15.0%
Household incomemedian, before tax, 2020
$105,000Higher than 85% of 405
$84,000
Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.
Places like Lucan Biddulph
The 5 places closest to Lucan Biddulph on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among towns inside a county or region.
Residential is one of 11 classes Lucan Biddulph reported this year. The tax ratio is the multiple
applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7×
what a house pays on the same assessed value.
Class
Tax ratio
Municipal
County or region
Education
Total
Industrial
1.7451
1.24%
0.81%
0.88%
2.92%
Multi-Residential
1.7697
1.26%
0.82%
0.15%
2.23%
Commercial
1.1449
0.81%
0.53%
0.88%
2.22%
Office Building
1.1449
0.81%
0.53%
0.88%
2.22%
Shopping Centre
1.1449
0.81%
0.53%
0.88%
2.22%
Aggregate Extraction Property
1.419999
1.01%
0.66%
0.51%
2.18%
Pipeline
1.0555
0.75%
0.49%
0.88%
2.12%
New Multi-Residential
1
0.71%
0.46%
0.15%
1.32%
Residential
1
0.71%
0.46%
0.15%
1.32%
Farmland
0.25
0.18%
0.12%
0.04%
0.33%
Managed Forest
0.25
0.18%
0.12%
0.04%
0.33%
Sources and method
Tax rates and spending come from the Financial Information Return that Lucan Biddulph files with the Province of Ontario; population, rents and home values from Statistics Canada.
Every source, the method and the limits
Tax rates
Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11.
Download the file
Spending, households
Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population
Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product.
Statistics Canada Open Licence.
Rent, home value, income
Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product.
Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay).
The Ontario middle is the median across the municipalities with a published figure.
Method
Dollar figures are the rate times $500,000 of assessed value. Standing compares Lucan Biddulph's 2025 total
residential rate with all 414 Ontario municipalities: 251 of the other 413 charge more. The five colours split them into fifths.
Municipality ID
MunID 39057, MAH 59617
Limits
These are the figures Lucan Biddulph filed with the province. An individual bill can include area-specific charges and
local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.