Oil Springs property tax rate 2025

Oil Springs in short

$8,807 a year on a $500,000 home: $5,422 to Oil Springs council, $2,620 to Lambton County and $765 to schools.
Up 0.22 points since 2019, or $1,084 a year more on a $500,000 home.

2025 is the newest year Oil Springs has filed. Every municipality on this site is compared at its newest filed rate: 283 have filed 2025, and the other 131 are at their newest year, mostly 2024.

Who sets the rate

Three bodies set Oil Springs's rate: Oil Springs council at 1.08%, Lambton County at 0.52%, and the Province of Ontario for schools. The county portion is 30% of the bill, set by a council you vote for separately.

$5,422$2,620$765

Portion	Rate	On $500,000	Share
MunicipalOil Springs council	1.08%	$5,422	62%
County or regionLambton County	0.52%	$2,620	30%
EducationProvince of Ontario	0.15%	$765	9%
Total	1.76%	$8,807	100%

Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.

How the rate has changed, 2019–2025

Up every year since 2019. Since 2019 the total rate here has risen by 0.22 percentage points, from 1.54% to 1.76%. On a $500,000 home that is $1,084 a year more than in 2019.

20191.54%$7,723
20201.58%$7,922
20211.60%$8,012
20221.62%$8,099
20231.66%$8,306
20241.67%$8,371
2025^*1.76%$8,807

Total residential rate, with the tax on a $500,000 home underneath. *2025 is Oil Springs's own filing; 104 municipalities have not filed 2025 yet.

Each part of the rate, year by year

Over the same years the residential assessment base moved from $38M to $44M, and the residential levy collected went from $1M to $1M. A rate rising while the base also grows means the budget grew faster than property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the MPAC notice, still based on 2016 values province-wide.

Year	Municipal	County or region	Education	Total	Change	On $500,000
2019	0.95%	0.44%	0.16%	1.54%	—	$7,723
2020	0.99%	0.44%	0.15%	1.58%	+0.04 pts	$7,922
2021	1.00%	0.44%	0.15%	1.60%	+0.02 pts	$8,012
2022	1.01%	0.46%	0.15%	1.62%	+0.02 pts	$8,099
2023	1.04%	0.47%	0.15%	1.66%	+0.04 pts	$8,306
2024	1.02%	0.50%	0.15%	1.67%	+0.01 pts	$8,371
2025*	1.08%	0.52%	0.15%	1.76%	+0.09 pts	$8,807

Why are Oil Springs property taxes so high?

Oil Springs's total rate of 1.76% is 0.36 percentage points above the provincial middle (1.40%). A rate that high usually means the assessment base is small relative to what the budget must cover: $43.8M of taxable residential value funds $772K in levy here.

Home values

Homes here are assessed at $125,960 per household, 54% less than the middle ($274,250). Lower values mean it needs a higher rate to raise the same money.

Spending

It spends $4,884 per household, 13% more than the middle ($4,313). It spends more on running the municipality (+$637), fire (+$165) and water and wastewater (+$157), and less on parks and recreation (−$254) and planning and development (−$140).

← Less than the middleMore than the middle →
Running the municipality+$637
Fire+$165
Water and wastewater+$157
Parks and recreation−$254
Planning and development−$140

What it costs to live in Oil Springs

Cost	Oil Springs	Ontario middle
Rent, per monthmedian, 2021	—Not published	$980
Home valueowners’ estimate, 2021	$300,000Lower than 70% of 412	$400,000
Property tax on a $500,000 assessment2025	$8,807Higher than 80% of 414	$6,992
Households spending 30% or more on housingshare of income, 2021	0.0%The lowest	15.0%
Household incomemedian, before tax, 2020	$91,000Higher than 63% of 405	$84,000

Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.

Places like Oil Springs

The 5 places closest to Oil Springs on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among towns inside a county or region.

Place	Newest rate	On $500,000
Admaston-Bromley	1.55%	$7,744
Newbury2023 rate	1.56%	$7,819
Centre Hastings	1.76%	$8,776
Oil Springs this page	1.76%	$8,807
Deseronto	1.92%	$9,590
North Huron2023 rate	2.00%	$9,991

Others in Lambton County

Municipalities that share Oil Springs's county or district. Rates compare most cleanly between places whose assessments sit at similar levels.

Municipality	Rate	On $500,000	vs Oil Springs
Warwick2024 rate	1.15%	$5,751	−$3,056
Lambton Shores	1.24%	$6,191	−$2,616
Enniskillen	1.32%	$6,598	−$2,209
St Clair	1.35%	$6,739	−$2,068
Dawn-Euphemia2023 rate	1.38%	$6,884	−$1,923
Plympton-Wyoming	1.42%	$7,077	−$1,730
Point Edward	1.45%	$7,252	−$1,555
Brooke-Alvinston	1.59%	$7,948	−$859

All 414 Ontario municipalities in one table

More on Oil Springs

All 7 property classes, 2025

Residential is one of 7 classes Oil Springs reported this year. The tax ratio is the multiple applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7× what a house pays on the same assessed value.

Class	Tax ratio	Municipal	County or region	Education	Total
Industrial	2.047572	2.22%	1.07%	0.88%	4.17%
Commercial	1.627101	1.76%	0.85%	0.88%	3.50%
Multi-Residential	2	2.17%	1.05%	0.15%	3.37%
Pipeline	1.342355	1.46%	0.70%	0.88%	3.04%
Residential	1	1.08%	0.52%	0.15%	1.76%
Managed Forest	0.25	0.27%	0.13%	0.04%	0.44%
Farmland	0.226	0.25%	0.12%	0.04%	0.40%

Sources and method

Tax rates and spending come from the Financial Information Return that Oil Springs files with the Province of Ontario; population, rents and home values from Statistics Canada.

Every source, the method and the limits

Tax rates: Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11. Download the file
Spending, households: Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population: Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence.
Rent, home value, income: Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay). The Ontario middle is the median across the municipalities with a published figure.
Method: Dollar figures are the rate times $500,000 of assessed value. Standing compares Oil Springs's 2025 total residential rate with all 414 Ontario municipalities: 81 of the other 413 charge more. The five colours split them into fifths.
Municipality ID: MunID 38018, MAH 54505
Limits: These are the figures Oil Springs filed with the province. An individual bill can include area-specific charges and local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.

Oil Springs property tax rate, 2025

Higher than 80% of the 414 Ontario municipalities