Point Edward property tax rate 2025

Point Edward in short

$7,252 a year on a $500,000 home: $3,867 to Point Edward council, $2,620 to Lambton County and $765 to schools.
Up 0.21 points since 2019, or $1,066 a year more on a $500,000 home.
Rent $1,310 a month, home value $400,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.

2025 is the newest year Point Edward has filed. Every municipality on this site is compared at its newest filed rate: 283 have filed 2025, and the other 131 are at their newest year, mostly 2024.

Who sets the rate

Three bodies set Point Edward's rate: Point Edward council at 0.77%, Lambton County at 0.52%, and the Province of Ontario for schools. The county portion is 36% of the bill, set by a council you vote for separately.

$3,867$2,620$765

Portion	Rate	On $500,000	Share
MunicipalPoint Edward council	0.77%	$3,867	53%
County or regionLambton County	0.52%	$2,620	36%
EducationProvince of Ontario	0.15%	$765	11%
Total	1.45%	$7,252	100%

Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.

How the rate has changed, 2019–2025

Up every year since 2020. Since 2019 the total rate here has risen by 0.21 percentage points, from 1.24% to 1.45%. On a $500,000 home that is $1,066 a year more than in 2019.

20191.24%$6,185
20201.23%$6,147
20211.25%$6,248
20221.28%$6,381
20231.33%$6,660
20241.40%$6,982
2025^*1.45%$7,252

Total residential rate, with the tax on a $500,000 home underneath. *2025 is Point Edward's own filing; 104 municipalities have not filed 2025 yet.

Each part of the rate, year by year

Over the same years the residential assessment base moved from $212M to $221M, and the residential levy collected went from $3M to $3M. A rate rising while the base also grows means the budget grew faster than property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the MPAC notice, still based on 2016 values province-wide.

Year	Municipal	County or region	Education	Total	Change	On $500,000
2019	0.64%	0.44%	0.16%	1.24%	—	$6,185
2020	0.64%	0.44%	0.15%	1.23%	−0.01 pts	$6,147
2021	0.65%	0.44%	0.15%	1.25%	+0.02 pts	$6,248
2022	0.67%	0.46%	0.15%	1.28%	+0.03 pts	$6,381
2023	0.71%	0.47%	0.15%	1.33%	+0.06 pts	$6,660
2024	0.74%	0.50%	0.15%	1.40%	+0.06 pts	$6,982
2025*	0.77%	0.52%	0.15%	1.45%	+0.05 pts	$7,252

Why are Point Edward property taxes so high?

They are not, measured against the rest of the province. Point Edward's total rate of 1.45% sits close to the Ontario middle of 1.40%: higher than 56% of 414 municipalities. A bill can still feel high when the assessment is high, because the rate is only half of the calculation.

Home values

Homes here are assessed at $235,252 per household, 14% less than the middle ($274,250). Lower values mean it needs a higher rate to raise the same money.

Spending

It spends $8,750 per household, 103% more than the middle ($4,313). It spends more on water and wastewater (+$1,109), running the municipality (+$1,036) and parks and recreation (+$833), and less on planning and development (−$146) and libraries (−$71).

← Less than the middleMore than the middle →
Water and wastewater+$1,109
Running the municipality+$1,036
Parks and recreation+$833
Planning and development−$146
Libraries−$71

What it costs to live in Point Edward

Cost	Point Edward	Ontario middle
Rent, per monthmedian, 2021	$1,310Higher than 89% of 354	$980
Home valueowners’ estimate, 2021	$400,000The same as the middle	$400,000
Property tax on a $500,000 assessment2025	$7,252Higher than 56% of 414	$6,992
Households spending 30% or more on housingshare of income, 2021	10.6%Lower than 85% of 400	15.0%
Household incomemedian, before tax, 2020	$84,000The same as the middle	$84,000

Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.

Places like Point Edward

The 5 places closest to Point Edward on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among towns inside a county or region.

Place	Newest rate	On $500,000
Edwardsburgh-Cardinal	1.36%	$6,789
Dawn-Euphemia2023 rate	1.38%	$6,884
Point Edward this page	1.45%	$7,252
Newbury2023 rate	1.56%	$7,819
South Bruce2024 rate	1.58%	$7,923
Deep River	1.78%	$8,879

Others in Lambton County

Municipalities that share Point Edward's county or district. Rates compare most cleanly between places whose assessments sit at similar levels.

Municipality	Rate	On $500,000	vs Point Edward
Warwick2024 rate	1.15%	$5,751	−$1,500
Lambton Shores	1.24%	$6,191	−$1,061
Enniskillen	1.32%	$6,598	−$654
St Clair	1.35%	$6,739	−$513
Dawn-Euphemia2023 rate	1.38%	$6,884	−$368
Plympton-Wyoming	1.42%	$7,077	−$175
Brooke-Alvinston	1.59%	$7,948	+$696
Sarnia	1.67%	$8,333	+$1,081

All 414 Ontario municipalities in one table

More on Point Edward

All 6 property classes, 2025

Residential is one of 6 classes Point Edward reported this year. The tax ratio is the multiple applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7× what a house pays on the same assessed value.

Class	Tax ratio	Municipal	County or region	Education	Total
Industrial	2.047572	1.58%	1.07%	0.88%	3.54%
Commercial	1.627101	1.26%	0.85%	0.88%	2.99%
Office Building	1.535798	1.19%	0.80%	0.88%	2.87%
Multi-Residential	2	1.55%	1.05%	0.15%	2.75%
Pipeline	1.342355	1.04%	0.70%	0.88%	2.62%
Residential	1	0.77%	0.52%	0.15%	1.45%

Sources and method

Tax rates and spending come from the Financial Information Return that Point Edward files with the Province of Ontario; population, rents and home values from Statistics Canada.

Every source, the method and the limits

Tax rates: Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11. Download the file
Spending, households: Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population: Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence.
Rent, home value, income: Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay). The Ontario middle is the median across the municipalities with a published figure.
Method: Dollar figures are the rate times $500,000 of assessed value. Standing compares Point Edward's 2025 total residential rate with all 414 Ontario municipalities: 180 of the other 413 charge more. The five colours split them into fifths.
Municipality ID: MunID 38031, MAH 54506
Limits: These are the figures Point Edward filed with the province. An individual bill can include area-specific charges and local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.

Point Edward property tax rate, 2025

Higher than 56% of the 414 Ontario municipalities