Township in Northeast Ontario, with no county above it

James property tax rate, 2024

1.25% of the assessed value on your MPAC notice, each year

$6,272 a year on a $500,000 home, or about $523 a month

Lower than 66% of the 414 Ontario municipalities

Each dot is one municipality, placed by its newest filed rate. Further right is higher.

James 1.25%
Middle 1.40%10 more, up to 6.85%
James
Middle 1.40%10 more, to 6.85%
  • Lowest fifth
  • Low
  • Middle fifth
  • High
  • Highest fifth
  • James

James in short

  • $6,272 a year on a $500,000 home: $5,507 to James council and $765 to schools.
  • Down 0.06 points since 2019, or $322 a year less on a $500,000 home.
  • Rent $572 a month, home value $200,000 in the 2021 Census, against an Ontario middle of $980 and $400,000.

James has not filed 2025 with the province yet, so this page uses 2024, the newest year it has filed. Every municipality is compared at its newest filed rate: 283 of the 414 have filed 2025.

Who sets the rate

Two bodies set James's rate: James council and the Province of Ontario, for schools. James has no county above it, so there is no county or region portion: its own rate of 1.10% already pays for services that a county would run elsewhere. That is also why comparing James's municipal rate directly against a township's understates what the township actually pays.

PortionRateOn $500,000Share
MunicipalJames council1.10%$5,50788%
County or regionNone in James0.00%$00%
EducationProvince of Ontario0.15%$76512%
Total1.25%$6,272100%

Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.

How the rate has changed, 2019–2024

Down 0.06 points since 2019. Since 2019 the total rate here has fallen by 0.06 percentage points, from 1.32% to 1.25%. On a $500,000 home that is $322 a year less than in 2019.

  1. 20191.32%$6,593
  2. 20201.15%$5,771
  3. 20211.15%$5,771
  4. 20221.15%$5,771
  5. 20231.20%$5,980
  6. 20241.25%$6,272
Total residential rate, with the tax on a $500,000 home underneath.
Each part of the rate, year by year

Over the same years the residential assessment base moved from $38M to $39M, and the residential levy collected went from $0M to $0M. A rate rising while the base also grows means the budget grew faster than property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the MPAC notice, still based on 2016 values province-wide.

YearMunicipalCounty or regionEducationTotalChangeOn $500,000
20191.16%—0.16%1.32%—$6,593
20201.00%—0.15%1.15%−0.16 pts$5,771
20211.00%—0.15%1.15%+0.00 pts$5,771
20221.00%—0.15%1.15%+0.00 pts$5,771
20231.04%—0.15%1.20%+0.04 pts$5,980
20241.10%—0.15%1.25%+0.06 pts$6,272

Why are James property taxes so low?

James's total rate of 1.25% is 0.14 percentage points below the provincial middle (1.40%), which is not the same as a small bill. The taxable value is large next to what the budget must cover — $39.1M of residential value funds $491K in levy here — so a lower percentage raises enough, and the dollar amount on an expensive house can still be high.

Home values
Homes here are assessed at $148,220 per household, 19% less than the middle ($183,474).
Spending
It spends $6,717 per household, 11% less than the middle ($7,558). It spends more on running the municipality (+$942), libraries (+$236) and garbage and recycling (+$33), and less on parks and recreation (−$280) and social and family services (−$239).
  • Running the municipality+$942
  • Libraries+$236
  • Garbage and recycling+$33
  • Parks and recreation−$280
  • Social and family services−$239
More on why
Across Ontario
Across the 167 places with no county above them, the tax rate follows home values much more closely than spending: where homes are worth more, rates tend to be lower (rank correlation −0.82 for home values, 0.53 for spending). A pattern, not proof of cause.

What it costs to live in James

CostJamesOntario middle
Rent, per monthmedian, 2021$572Lower than 99% of 354$980
Home valueowners’ estimate, 2021$200,000Lower than 88% of 412$400,000
Property tax on a $500,000 assessment2024$6,272Lower than 66% of 414$6,992
Households spending 30% or more on housingshare of income, 202116.7%Higher than 63% of 40015.0%
Household incomemedian, before tax, 2020$66,000Lower than 89% of 405$84,000

Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.

Places like James

The 5 places closest to James on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among places with no county above them.

PlaceNewest rateOn $500,000
Dawson1.22%$6,116
James this page1.25%$6,272
Machin1.33%$6,644
Baldwin1.39%$6,964
Chamberlain1.43%$7,161
La Vallee1.63%$8,146
Others in Timiskaming District

Municipalities that share James's county or district. Rates compare most cleanly between places whose assessments sit at similar levels.

MunicipalityRateOn $500,000vs James
Harris0.75%$3,726−$2,545
Hudson0.99%$4,946−$1,325
Brethour2024 rate1.05%$5,245−$1,026
Coleman1.08%$5,381−$891
Armstrong1.26%$6,283+$12
Latchford1.28%$6,413+$142
Harley1.30%$6,493+$222
Casey1.39%$6,949+$677

All 414 Ontario municipalities in one table

More on James

All 6 property classes, 2024

Residential is one of 6 classes James reported this year. The tax ratio is the multiple applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7× what a house pays on the same assessed value.

ClassTax ratioMunicipalCounty or regionEducationTotal
Large Industrial7.3040887.83%—0.88%8.71%
Industrial4.7943855.14%—0.88%6.02%
Commercial2.735212.93%—0.88%3.81%
Multi-Residential2.4196312.52%—0.15%2.68%
Residential11.10%—0.15%1.25%
Farmland0.250.28%—0.04%0.31%

Sources and method

Tax rates and spending come from the Financial Information Return that James files with the Province of Ontario; population, rents and home values from Statistics Canada.

Every source, the method and the limits
Tax rates
Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024; retrieved 2026-10-11. Download the file
Spending, households
Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population
Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence.
Rent, home value, income
Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay). The Ontario middle is the median across the municipalities with a published figure.
Method
Dollar figures are the rate times $500,000 of assessed value. Standing compares James's 2024 total residential rate with all 414 Ontario municipalities: 272 of the other 413 charge more. The five colours split them into fifths.
Municipality ID
MunID 54042, MAH 90614
Limits
These are the figures James filed with the province. An individual bill can include area-specific charges and local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.