Laird property tax rate 2025

Laird in short

$7,692 a year on a $500,000 home: $6,927 to Laird council and $765 to schools.
Up 0.22 points since 2019, or $1,088 a year more on a $500,000 home.

2025 is the newest year Laird has filed. Every municipality on this site is compared at its newest filed rate: 283 have filed 2025, and the other 131 are at their newest year, mostly 2024.

Who sets the rate

Two bodies set Laird's rate: Laird council and the Province of Ontario, for schools. Laird has no county above it, so there is no county or region portion: its own rate of 1.39% already pays for services that a county would run elsewhere. That is also why comparing Laird's municipal rate directly against a township's understates what the township actually pays.

$6,927$765

Portion	Rate	On $500,000	Share
MunicipalLaird council	1.39%	$6,927	90%
County or regionNone in Laird	0.00%	$0	0%
EducationProvince of Ontario	0.15%	$765	10%
Total	1.54%	$7,692	100%

Each rate is rounded to two decimals, so the parts can add up to 0.01 off the total.

How the rate has changed, 2019–2025

Up every year since 2019. Since 2019 the total rate here has risen by 0.22 percentage points, from 1.32% to 1.54%. On a $500,000 home that is $1,088 a year more than in 2019.

20191.32%$6,604
20201.35%$6,736
20211.37%$6,855
20221.41%$7,038
20231.45%$7,226
20241.48%$7,414
2025^*1.54%$7,692

Total residential rate, with the tax on a $500,000 home underneath. *2025 is Laird's own filing; 104 municipalities have not filed 2025 yet.

Each part of the rate, year by year

Over the same years the residential assessment base moved from $124M to $136M, and the residential levy collected went from $2M to $2M. A rate rising while the base also grows means the budget grew faster than property values; a rate falling while the base grows usually means the opposite. Assessment is the figure on the MPAC notice, still based on 2016 values province-wide.

Year	Municipal	County or region	Education	Total	Change	On $500,000
2019	1.16%	—	0.16%	1.32%	—	$6,604
2020	1.19%	—	0.15%	1.35%	+0.03 pts	$6,736
2021	1.22%	—	0.15%	1.37%	+0.02 pts	$6,855
2022	1.25%	—	0.15%	1.41%	+0.04 pts	$7,038
2023	1.29%	—	0.15%	1.45%	+0.04 pts	$7,226
2024	1.33%	—	0.15%	1.48%	+0.04 pts	$7,414
2025*	1.39%	—	0.15%	1.54%	+0.06 pts	$7,692

Why are Laird property taxes so high?

Laird's total rate of 1.54% is 0.14 percentage points above the provincial middle (1.40%). A rate that high usually means the assessment base is small relative to what the budget must cover: $136.4M of taxable residential value funds $2.1M in levy here.

Home values

Homes here are assessed at $290,175 per household, 58% more than the middle ($183,474). Higher values let it raise the same money per household at a lower rate.

Spending

It spends $5,475 per household, 28% less than the middle ($7,558). It spends more on social and family services (+$847), running the municipality (+$370) and roads and bridges (+$283), and less on fire (−$202) and parks and recreation (−$130).

← Less than the middleMore than the middle →
Social and family services+$847
Running the municipality+$370
Roads and bridges+$283
Fire−$202
Parks and recreation−$130

What it costs to live in Laird

Cost	Laird	Ontario middle
Rent, per monthmedian, 2021	—Not published	$980
Home valueowners’ estimate, 2021	$300,000Lower than 70% of 412	$400,000
Property tax on a $500,000 assessment2025	$7,692Higher than 65% of 414	$6,992
Households spending 30% or more on housingshare of income, 2021	8.9%Lower than 91% of 400	15.0%
Household incomemedian, before tax, 2020	$103,000Higher than 82% of 405	$84,000

Ontario has no official cost-of-living index for single towns. Statistics Canada’s consumer price index covers only Toronto, Ottawa and Thunder Bay here, and it measures change over time, not the gap between places. These are the costs published for each municipality: what renters paid and owners estimated in the 2021 Census, not today’s asking rents or sale prices.

Places like Laird

The 5 places closest to Laird on total tax rate, assessment / household, spending per household, population, 5-year growth, people per household, among places with no county above them.

Place	Newest rate	On $500,000
Alberton	1.13%	$5,640
Oliver Paipoonge2024 rate	1.19%	$5,960
Callander2024 rate	1.35%	$6,762
O'Connor	1.52%	$7,611
Laird this page	1.54%	$7,692
Conmee	1.64%	$8,200

Others in Algoma District

Municipalities that share Laird's county or district. Rates compare most cleanly between places whose assessments sit at similar levels.

Municipality	Rate	On $500,000	vs Laird
Jocelyn2023 rate	0.99%	$4,957	−$2,736
Hilton	1.11%	$5,552	−$2,140
Prince	1.14%	$5,700	−$1,992
St Joseph	1.26%	$6,297	−$1,395
Tarbutt	1.32%	$6,605	−$1,087
Macdonald Meredith et al	1.64%	$8,222	+$530
The North Shore	1.70%	$8,517	+$825
Sault Ste Marie	1.74%	$8,687	+$995

All 414 Ontario municipalities in one table

More on Laird

All 5 property classes, 2025

Residential is one of 5 classes Laird reported this year. The tax ratio is the multiple applied to the residential rate: a ratio of 1.7 on multi-residential means an apartment building pays 1.7× what a house pays on the same assessed value.

Class	Tax ratio	Municipal	County or region	Education	Total
Commercial	1.0579	1.47%	—	0.88%	2.35%
Aggregate Extraction Property	0.795073	1.10%	—	0.51%	1.61%
Residential	1	1.39%	—	0.15%	1.54%
Farmland	0.25	0.35%	—	0.04%	0.38%
Managed Forest	0.25	0.35%	—	0.04%	0.38%

Sources and method

Tax rates and spending come from the Financial Information Return that Laird files with the Province of Ontario; population, rents and home values from Statistics Canada.

Every source, the method and the limits

Tax rates: Ontario Financial Information Return (FIR), 22 GPL — Municipal and School Board Taxation. Ministry of Municipal Affairs and Housing, Municipal Act s.294(1). Years 2019, 2020, 2021, 2022, 2023, 2024, 2025; retrieved 2026-10-11. Download the file
Spending, households: Financial Information Return Schedule 40 (consolidated expenses by function) and Schedule 02 (households and population).
Population: Adapted from Statistics Canada, Table 17-10-0155-01, Population estimates, July 1, by census subdivision. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence.
Rent, home value, income: Adapted from Statistics Canada, Census Profile, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence. Rent is the median monthly shelter cost of renter households (rent plus any utilities they pay). The Ontario middle is the median across the municipalities with a published figure.
Method: Dollar figures are the rate times $500,000 of assessed value. Standing compares Laird's 2025 total residential rate with all 414 Ontario municipalities: 146 of the other 413 charge more. The five colours split them into fifths.
Municipality ID: MunID 57011, MAH 80606
Limits: These are the figures Laird filed with the province. An individual bill can include area-specific charges and local improvement levies that a municipality-wide rate does not capture. Reference, not tax advice.

Laird property tax rate, 2025

Higher than 65% of the 414 Ontario municipalities